Bank of Zhengzhou Balance Sheet

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	14,352	13,921	12,020	3,510	7,141	6,197
Investment Securities	238,609	192,935	176,379	168,738	191,371	218,823
Trading Asset Securities	48,107	25,858	25,425	29,339	22,254	23,656
Total Investments	286,716	218,792	201,804	198,076	213,626	242,479
Gross Loans	437,158	424,045	398,367	366,382	321,927	264,570
Allowance for Loan Losses	-13,311	-14,064	-12,735	-11,271	-8,892	-8,448
Other Adjustments to Gross Loans	-	-4,610	-4,324	-4,174	-4,152	-3,633
Net Loans	423,847	405,371	381,308	350,937	308,883	252,489
Property, Plant & Equipment	3,326	3,902	3,994	3,676	3,597	3,072
Other Intangible Assets	-	747	749.37	788.71	777.86	1,014
Accrued Interest Receivable	1,295	2,699	3,470	2,649	3,040	2,390
Other Receivables	-	906.4	468.13	998.35	1,082	563.91
Restricted Cash	-	19,820	17,380	24,957	32,130	34,980
Other Current Assets	-	-	-	-	52.27	212.93
Long-Term Deferred Tax Assets	6,698	6,066	6,278	4,881	3,900	3,719
Other Real Estate Owned & Foreclosed	-	2,857	2,356	29.94	-	-
Other Long-Term Assets	7,319	1,213	801.99	918.94	657.06	588.85
Total Assets	743,552	676,365	630,709	591,514	574,980	547,813
Accrued Expenses	-	1,029	960.5	887.48	712.89	622.32
Interest Bearing Deposits	482,218	394,576	345,948	337,060	332,607	311,798
Total Deposits	482,218	394,576	345,948	337,060	332,607	311,798
Short-Term Borrowings	56,266	146,794	139,947	119,802	114,660	131,910
Current Portion of Long-Term Debt	30,399	36,913	38,462	29,549	29,814	20,597
Current Portion of Leases	-	89.71	108.2	105.32	119.98	109.11
Current Income Taxes Payable	513.05	418.07	1,092	557.41	359.71	653.3
Accrued Interest Payable	-	8,586	5,653	4,227	3,042	2,416
Other Current Liabilities	-	22,497	29,483	30,277	23,718	22,767
Long-Term Debt	113,009	6,999	12,999	14,496	8,397	8,395
Long-Term Leases	-	233.51	346.23	440.87	654.82	954.31
Pension & Post-Retirement Benefits	-	226.4	201.44	194.63	196.08	171.71
Other Long-Term Liabilities	3,533	1,708	1,194	1,293	1,287	1,448
Total Liabilities	685,938	620,070	576,395	538,888	515,568	501,842
Preferred Stock, Redeemable	-	-	-	-	7,826	7,826
Common Stock	9,092	9,092	9,092	8,266	8,266	7,514
Additional Paid-In Capital	-	5,920	5,920	6,747	7,388	8,139
Retained Earnings	30,754	28,657	27,261	25,891	24,467	21,711
Comprehensive Income & Other	15,897	10,775	10,179	9,869	9,821	-694.54
Total Common Equity	55,744	54,445	52,453	50,773	49,941	36,669
Minority Interest	1,871	1,850	1,862	1,853	1,645	1,477
Shareholders' Equity	57,614	56,295	54,315	52,625	59,412	45,972
Total Liabilities & Equity	743,552	676,365	630,709	591,514	574,980	547,813
Total Debt	199,674	191,030	191,862	164,392	153,646	161,965
Net Cash (Debt)	-91,247	-134,210	-139,295	-116,813	-108,769	-122,781
Net Cash Per Share	-9.92	-14.76	-15.32	-12.85	-10.88	-12.55
Filing Date Shares Outstanding	9,092	9,092	9,092	9,092	9,092	9,092
Total Common Shares Outstanding	9,092	9,092	9,092	9,092	9,092	9,092
Book Value Per Share	6.13	5.99	5.77	5.58	4.39	4.03
Tangible Book Value	55,744	53,698	51,703	49,984	49,163	35,655
Tangible Book Value Per Share	6.13	5.91	5.69	5.50	4.31	3.92

Source: S&P Global Market Intelligence. Banks template. Financial Sources.