nib holdings limited (FRA:3GU)

nib holdings limited Statistics

Total Valuation

FRA:3GU has a market cap or net worth of EUR 1.99 billion. The enterprise value is 2.03 billion.

Market Cap	1.99B
Enterprise Value	2.03B

Important Dates

The next estimated earnings date is Sunday, February 22, 2026.

Earnings Date	Feb 22, 2026
Ex-Dividend Date	Sep 4, 2025

Share Statistics

Current Share Class	487.09M
Shares Outstanding	n/a
Shares Change (YoY)	+0.48%
Shares Change (QoQ)	n/a
Owned by Insiders (%)	0.31%
Owned by Institutions (%)	28.26%
Float	483.37M

Valuation Ratios

The trailing PE ratio is 17.83 and the forward PE ratio is 16.40.

PE Ratio	17.83
Forward PE	16.40
PS Ratio	0.98
PB Ratio	3.21
P/TBV Ratio	5.65
P/FCF Ratio	31.78
P/OCF Ratio	21.50
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 11.76, with an EV/FCF ratio of 32.51.

EV / Earnings	18.24
EV / Sales	0.99
EV / EBITDA	11.76
EV / EBIT	12.79
EV / FCF	32.51

Financial Position

The company has a current ratio of 2.42, with a Debt / Equity ratio of 0.28.

Current Ratio	2.42
Quick Ratio	2.20
Debt / Equity	0.28
Debt / EBITDA	1.01
Debt / FCF	2.77
Interest Coverage	148.26

Financial Efficiency

Return on equity (ROE) is 18.00% and return on invested capital (ROIC) is 12.70%.

Return on Equity (ROE)	18.00%
Return on Assets (ROA)	8.19%
Return on Invested Capital (ROIC)	12.70%
Return on Capital Employed (ROCE)	18.80%
Revenue Per Employee	1.08M
Profits Per Employee	59,646
Employee Count	1,870
Asset Turnover	1.69
Inventory Turnover	n/a

Taxes

In the past 12 months, FRA:3GU has paid 36.23 million in taxes.

Income Tax	36.23M
Effective Tax Rate	25.08%

Stock Price Statistics

The stock price has increased by +17.26% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	+17.26%
50-Day Moving Average	4.02
200-Day Moving Average	3.84
Relative Strength Index (RSI)	44.66
Average Volume (20 Days)	14

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, FRA:3GU had revenue of EUR 2.02 billion and earned 111.54 million in profits. Earnings per share was 0.23.

Revenue	2.02B
Gross Profit	213.64M
Operating Income	157.26M
Pretax Income	144.48M
Net Income	111.54M
EBITDA	168.87M
EBIT	157.26M
Earnings Per Share (EPS)	0.23

Balance Sheet

The company has 755.03 million in cash and 173.17 million in debt, giving a net cash position of -45.44 million.

Cash & Cash Equivalents	755.03M
Total Debt	173.17M
Net Cash	-45.44M
Net Cash Per Share	n/a
Equity (Book Value)	620.27M
Book Value Per Share	1.28
Working Capital	545.75M

Cash Flow

In the last 12 months, operating cash flow was 92.50 million and capital expenditures -29.92 million, giving a free cash flow of 62.58 million.

Operating Cash Flow	92.50M
Capital Expenditures	-29.92M
Free Cash Flow	62.58M
FCF Per Share	n/a

Margins

Gross margin is 10.55%, with operating and profit margins of 7.77% and 5.51%.

Gross Margin	10.55%
Operating Margin	7.77%
Pretax Margin	7.14%
Profit Margin	5.51%
EBITDA Margin	8.34%
EBIT Margin	7.77%
FCF Margin	3.09%

Dividends & Yields

This stock pays an annual dividend of 0.17, which amounts to a dividend yield of 4.21%.

Dividend Per Share	0.17
Dividend Yield	4.21%
Dividend Growth (YoY)	-5.45%
Years of Dividend Growth	2
Payout Ratio	59.66%
Buyback Yield	-0.48%
Shareholder Yield	3.73%
Earnings Yield	5.61%
FCF Yield	3.15%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4