Manx Financial Group Cash Flow Statement

Financials in millions GBP. Fiscal year is January - December.

Millions GBP. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	9.42	8.1	5.29	4.33	2.79	1.94
Depreciation & Amortization	1.28	1.18	1.51	1.34	1.4	1.27
Other Amortization	0.11	0.11	-	-	-	-
Loss (Gain) From Sale of Investments	-4.01	-4.28	-2.09	-0.27	-0.03	-0.25
Provision for Credit Losses	0.92	1.75	4.14	3.99	-	-
Loss (Gain) on Equity Investments	-0.13	-0.12	-	-0.02	-0.03	-0.05
Change in Accounts Payable	0.61	-5.43	1.95	1.44	-0.11	0.32
Change in Trading Asset Securities	-	-	-	-	0	0.02
Change in Other Net Operating Assets	-22.69	3.99	8.45	-12.54	-18.52	-7.26
Other Operating Activities	-0.79	1.04	-1.09	-1.27	17.4	-0.19
Operating Cash Flow	-15.32	6.33	18.16	-3.01	2.91	-4.21
Operating Cash Flow Growth	-	-65.14%	-	-	-	-
Capital Expenditures	-0.24	-0.23	-1.28	-1.47	-2.11	-1.19
Sale of Property, Plant & Equipment	0.57	-	0.76	2.08	0.96	0.13
Cash Acquisitions	-0.34	-0.02	-0.07	-2.72	-0.68	-0.71
Sale (Purchase) of Intangibles	-0.69	-1.37	-2.25	-0.5	-0.48	-0.23
Investment in Securities	21.07	-0.86	-33.24	0.73	-15.47	21.21
Investing Cash Flow	20.38	-2.48	-36.07	-1.88	-17.78	19.21
Long-Term Debt Issued	-	5.98	7.99	7.66	1.45	4.64
Long-Term Debt Repaid	-	-0.44	-0.35	-0.2	-0.2	-0.2
Net Debt Issued (Repaid)	3.78	5.53	7.64	7.46	1.25	4.44
Issuance of Common Stock	-	0.05	0.1	-	-	-
Common Dividends Paid	-0	-0.34	-0.34	-0.22	-0.15	-
Other Financing Activities	-3.22	-5	-	-	-	-
Financing Cash Flow	0.56	0.24	7.39	7.24	1.1	4.44
Net Cash Flow	5.62	4.09	-10.52	2.35	-13.77	19.43
Free Cash Flow	-15.55	6.1	16.88	-4.48	0.8	-5.4
Free Cash Flow Growth	-	-63.85%	-	-	-	-
Free Cash Flow Margin	-38.66%	15.55%	49.19%	-17.67%	4.36%	-33.96%
Free Cash Flow Per Share	-0.10	0.04	0.11	-0.03	0.01	-0.04
Cash Interest Paid	23.22	22.39	14.06	6.18	4.94	-
Cash Income Tax Paid	1	1.1	1.34	0.16	0.01	0.17

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.