Camden National Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	53	43.38	61.44	69.01
Depreciation & Amortization	3.42	3.72	3.98	4.79
Other Amortization	0.45	0.24	0.13	0.09
Gain (Loss) on Sale of Assets	-	-	-0.2	-
Gain (Loss) on Sale of Investments	1.78	12.62	4.74	6.72
Provision for Credit Losses	-0.4	2.1	4.5	-3.19
Net Decrease (Increase) in Loans Originated / Sold - Operating	1.46	-3.24	3.93	47.98
Change in Other Net Operating Assets	2.56	-3.66	-5.83	3.35
Other Operating Activities	-2	11.2	33.34	24.85
Operating Cash Flow	60.93	67.51	105.18	142.72
Operating Cash Flow Growth	-9.74%	-35.82%	-26.30%	682.86%
Capital Expenditures	-5.58	-2.62	-2.18	-1.85
Sale of Property, Plant and Equipment	-	-	0.47	-
Investment in Securities	62.67	88	95.5	-437.22
Net Decrease (Increase) in Loans Originated / Sold - Investing	-19.64	-89.73	-579.36	-211.75
Other Investing Activities	-7.12	-2.68	-2.43	1.26
Investing Cash Flow	30.33	-7.03	-487.72	-649.09
Short-Term Debt Issued	150.01	85.43	53.57	49.17
Long-Term Debt Issued	225	135	-	-
Total Debt Issued	375.01	220.43	53.57	49.17
Long-Term Debt Repaid	-360.29	-0.17	-0.16	-40.15
Total Debt Repaid	-360.29	-0.17	-0.16	-40.15
Net Debt Issued (Repaid)	14.73	220.26	53.41	9.02
Repurchase of Common Stock	-1.83	-2.26	-10.6	-10.35
Common Dividends Paid	-24.56	-24.54	-23.51	-21.08
Net Increase (Decrease) in Deposit Accounts	35.81	-229.57	218.04	603.65
Other Financing Activities	-0.25	-	-	-
Financing Cash Flow	23.9	-36.1	237.34	581.23
Net Cash Flow	115.16	24.38	-145.2	74.85
Free Cash Flow	55.36	64.89	103	140.86
Free Cash Flow Growth	-14.69%	-37.00%	-26.88%	820.44%
Free Cash Flow Margin	31.20%	40.25%	56.01%	74.00%
Free Cash Flow Per Share	3.78	4.44	7.01	9.41
Cash Interest Paid	116.72	92.35	24.55	11.19
Cash Income Tax Paid	8.82	11.15	13.24	18.5

Source: S&P Global Market Intelligence. Banks template. Financial Sources.