QCR Holdings Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	489.43	421.83	368.67	257.84	173.94
Interest Income on Investments	-	60.03	44.74	34.73	26.22
Total Interest Income	489.43	481.86	413.41	292.57	200.16
Interest Paid on Deposits	234.21	213.13	159.42	42.36	13.3
Interest Paid on Borrowings	-	36.94	32.99	19.09	8.62
Total Interest Expense	234.21	250.07	192.4	61.45	21.92
Net Interest Income	255.22	231.79	221.01	231.12	178.23
Net Interest Income Growth (YoY)	10.11%	4.88%	-4.38%	29.67%	6.76%
Trust Income	14.37	13.03	11.7	10.64	11.21
Gain (Loss) on Sale of Assets	-	-	-	-	-0.01
Gain (Loss) on Sale of Investments	-	-	-0.45	-	-0.09
Other Non-Interest Income	89.09	91.85	111.6	59.42	78.55
Total Non-Interest Income	114.32	115.53	132.68	80.73	100.41
Non-Interest Income Growth (YoY)	-1.04%	-12.93%	64.36%	-19.60%	-11.10%
Revenues Before Loan Losses	369.54	347.32	353.69	311.85	278.64
Provision for Loan Losses	18.08	17.1	16.54	8.28	3.49
Revenue	351.46	330.22	337.15	303.57	275.16
Revenue Growth (YoY)	6.43%	-2.06%	11.06%	10.32%	22.73%
Salaries and Employee Benefits	127.07	125.36	133.94	112.93	98.56
Occupancy Expenses	28.02	25.01	24.56	21.98	15.92
Federal Deposit Insurance	8.2	7.44	7.14	5.81	4.48
Amortization of Goodwill & Intangibles	2.98	2.76	2.94	2.85	2.03
Selling, General & Administrative	36.17	33.7	30.17	27.78	24.79
Other Non-Interest Expense	13.04	11	11.6	9.48	8.71
Total Non-Interest Expense	215.56	205.26	210.32	180.78	153.07
EBT Excluding Unusual Items	135.9	124.96	126.83	122.79	122.09
Pretax Income	135.9	122.58	126.62	113.55	121.47
Income Tax Expense	8.71	8.73	13.06	14.48	22.56
Net Income	127.19	113.85	113.56	99.07	98.91
Net Income to Common	127.19	113.85	113.56	99.07	98.91
Net Income Growth	11.72%	0.26%	14.63%	0.16%	63.26%
Basic Shares Outstanding	17	17	17	17	16
Diluted Shares Outstanding	17	17	17	17	16
Shares Change (YoY)	0.08%	0.55%	-0.14%	5.93%	-0.05%
EPS (Basic)	7.54	6.77	6.79	5.94	6.30
EPS (Diluted)	7.49	6.71	6.73	5.87	6.20
EPS Growth	11.62%	-0.30%	14.65%	-5.32%	63.16%
Dividend Per Share	0.240	0.240	0.240	0.240	0.240
Effective Tax Rate	6.41%	7.12%	10.32%	12.75%	18.57%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.