TowneBank Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	253.49	211.6	189	152.63	52.15
Investment Securities	2,879	1,395	1,662	1,541	1,007
Trading Asset Securities	-	5.84	1.9	1.03	3.77
Mortgage-Backed Securities	-	1,503	1,206	1,018	1,062
Total Investments	2,879	2,904	2,871	2,560	2,073
Gross Loans	13,336	11,462	11,331	10,795	9,512
Allowance for Loan Losses	-147.34	-123.92	-126.46	-110.82	-106.06
Other Adjustments to Gross Loans	-	-3.06	-2.25	-0.66	-5.71
Net Loans	13,188	11,335	11,203	10,684	9,400
Property, Plant & Equipment	430.99	417.19	413.08	382.93	323.52
Goodwill	594.08	457.62	456.34	458.48	457.19
Other Intangible Assets	96.53	60.17	64.63	43.16	50.38
Loans Held for Sale	154.44	200.46	149.99	102.34	358.3
Accrued Interest Receivable	-	48.22	50.2	42.2	28.44
Restricted Cash	1,097	1,128	939.36	1,000	3,244
Other Real Estate Owned & Foreclosed	-	0.44	0.91	0.56	4.58
Other Long-Term Assets	976.81	471.82	477.02	409.24	355.73
Total Assets	19,687	17,247	16,835	15,845	16,361
Interest Bearing Deposits	11,436	9,218	8,616	7,455	7,406
Institutional Deposits	-	966.59	934.83	574.28	620.86
Non-Interest Bearing Deposits	5,073	4,253	4,343	5,265	5,547
Total Deposits	16,509	14,437	13,893	13,294	13,574
Short-Term Borrowings	34.82	37.96	35.51	41.92	76.92
Current Portion of Leases	-	9.83	-	-	-
Long-Term Debt	283.87	260	255.8	247.42	249.65
Federal Home Loan Bank Debt, Long-Term	52.45	3.22	203.96	29.67	155.37
Long-Term Leases	-	42.73	82.76	82.18	56.55
Pension & Post-Retirement Benefits	-	53.74	47.52	49.2	55.19
Other Long-Term Liabilities	378.08	246.49	260.42	211.9	277.91
Total Liabilities	17,258	15,091	14,779	13,957	14,445
Common Stock	131.63	125.46	124.85	121.43	121.16
Additional Paid-In Capital	1,255	1,122	1,113	1,052	1,051
Retained Earnings	1,087	1,008	921.13	840.78	716.61
Comprehensive Income & Other	-51.69	-116.05	-118.76	-140.51	10.6
Total Common Equity	2,422	2,139	2,040	1,874	1,899
Minority Interest	6.94	16.3	15.91	14.8	16.86
Shareholders' Equity	2,429	2,156	2,056	1,889	1,916
Total Liabilities & Equity	19,687	17,247	16,835	15,845	16,361
Total Debt	371.14	353.74	578.02	401.19	538.49
Net Cash (Debt)	-117.65	-136.3	-387.12	-247.54	-482.57
Net Cash Per Share	-1.53	-1.81	-5.18	-3.41	-6.65
Filing Date Shares Outstanding	78.96	74.22	73.9	73.81	71.77
Total Common Shares Outstanding	78.96	74.21	73.89	71.91	71.77
Book Value Per Share	30.67	28.83	27.61	26.06	26.46
Tangible Book Value	1,731	1,622	1,519	1,372	1,392
Tangible Book Value Per Share	21.93	21.85	20.56	19.08	19.39

Source: S&P Global Market Intelligence. Banks template. Financial Sources.