Germany · Delayed Price · Currency is EUR TowneBank Statistics
Total Valuation
TowneBank has a market cap or net worth of EUR 2.27 billion.
| Market Cap | 2.27B |
| Enterprise Value | n/a |
Important Dates
The next estimated earnings date is Thursday, January 22, 2026.
| Earnings Date | Jan 22, 2026 |
| Ex-Dividend Date | Sep 29, 2025 |
Share Statistics
| Current Share Class | 77.82M |
| Shares Outstanding | n/a |
| Shares Change (YoY) | +1.15% |
| Shares Change (QoQ) | +1.62% |
| Owned by Insiders (%) | 6.89% |
| Owned by Institutions (%) | 60.20% |
| Float | 72.46M |
Valuation Ratios
The trailing PE ratio is 15.70 and the forward PE ratio is 8.58.
| PE Ratio | 15.70 |
| Forward PE | 8.58 |
| PS Ratio | 3.47 |
| PB Ratio | 1.11 |
| P/TBV Ratio | 1.56 |
| P/FCF Ratio | 13.30 |
| P/OCF Ratio | 10.88 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 2.11 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 7.48%.
| Return on Equity (ROE) | 7.48% |
| Return on Assets (ROA) | 0.93% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | 213,870 |
| Profits Per Employee | 47,336 |
| Employee Count | 2,720 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, TowneBank has paid 28.41 million in taxes.
| Income Tax | 28.41M |
| Effective Tax Rate | 16.32% |
Stock Price Statistics
The stock price has decreased by -18.75% in the last 52 weeks.
| Beta (5Y) | n/a |
| 52-Week Price Change | -18.75% |
| 50-Day Moving Average | 28.75 |
| 200-Day Moving Average | 30.02 |
| Relative Strength Index (RSI) | 48.27 |
| Average Volume (20 Days) | n/a |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 6.96 |
Income Statement
In the last 12 months, TowneBank had revenue of EUR 653.37 million and earned 144.61 million in profits. Earnings per share was 1.90.
| Revenue | 653.37M |
| Gross Profit | 653.37M |
| Operating Income | 218.18M |
| Pretax Income | 174.06M |
| Net Income | 144.61M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 1.90 |
Balance Sheet
The company has 243.42 million in cash and 359.94 million in debt, giving a net cash position of -116.52 million.
| Cash & Cash Equivalents | 243.42M |
| Total Debt | 359.94M |
| Net Cash | -116.52M |
| Net Cash Per Share | n/a |
| Equity (Book Value) | 2.05B |
| Book Value Per Share | 26.26 |
| Working Capital | -12.86B |
Cash Flow
In the last 12 months, operating cash flow was 208.60 million and capital expenditures -37.86 million, giving a free cash flow of 170.73 million.
| Operating Cash Flow | 208.60M |
| Capital Expenditures | -37.86M |
| Free Cash Flow | 170.73M |
| FCF Per Share | n/a |
Margins
| Gross Margin | n/a |
| Operating Margin | 33.39% |
| Pretax Margin | 26.64% |
| Profit Margin | 22.13% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 26.13% |
Dividends & Yields
This stock pays an annual dividend of 0.93, which amounts to a dividend yield of 3.20%.
| Dividend Per Share | 0.93 |
| Dividend Yield | 3.20% |
| Dividend Growth (YoY) | 2.22% |
| Years of Dividend Growth | 4 |
| Payout Ratio | 45.24% |
| Buyback Yield | -1.15% |
| Shareholder Yield | 2.05% |
| Earnings Yield | 6.37% |
| FCF Yield | 7.52% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on May 23, 2012. It was a forward split with a ratio of 1.03.
| Last Split Date | May 23, 2012 |
| Split Type | Forward |
| Split Ratio | 1.03 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |