TowneBank (FRA:3T8)
Germany flag Germany · Delayed Price · Currency is EUR
29.40
-0.20 (-0.68%)
At close: Jan 30, 2026

TowneBank Statistics

Total Valuation

TowneBank has a market cap or net worth of EUR 2.29 billion.

Market Cap2.29B
Enterprise Value n/a

Important Dates

The last earnings date was Friday, January 23, 2026.

Earnings Date Jan 23, 2026
Ex-Dividend Date Dec 26, 2025

Share Statistics

Current Share Class 77.88M
Shares Outstanding n/a
Shares Change (YoY) +2.06%
Shares Change (QoQ) +3.78%
Owned by Insiders (%) 7.38%
Owned by Institutions (%) 59.90%
Float 72.13M

Valuation Ratios

The trailing PE ratio is 15.89 and the forward PE ratio is 8.30.

PE Ratio 15.89
Forward PE 8.30
PS Ratio 3.32
PB Ratio 1.11
P/TBV Ratio 1.56
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 7.45%.

Return on Equity (ROE) 7.45%
Return on Assets (ROA) 0.92%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) n/a
Revenue Per Employee 230,464
Profits Per Employee 48,128
Employee Count3,055
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, TowneBank has paid 33.58 million in taxes.

Income Tax 33.58M
Effective Tax Rate 18.75%

Stock Price Statistics

The stock price has decreased by -13.95% in the last 52 weeks.

Beta (5Y) n/a
52-Week Price Change -13.95%
50-Day Moving Average 29.42
200-Day Moving Average 29.63
Relative Strength Index (RSI) 46.56
Average Volume (20 Days) 3

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) 2.55

Income Statement

In the last 12 months, TowneBank had revenue of EUR 691.39 million and earned 144.39 million in profits. Earnings per share was 1.88.

Revenue691.39M
Gross Profit 691.39M
Operating Income 240.37M
Pretax Income 179.04M
Net Income 144.39M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) 1.88
Full Income Statement

Balance Sheet

The company has 215.90 million in cash and 316.10 million in debt, with a net cash position of -100.20 million.

Cash & Cash Equivalents 215.90M
Total Debt 316.10M
Net Cash -100.20M
Net Cash Per Share n/a
Equity (Book Value) 2.07B
Book Value Per Share 26.49
Working Capital -12.81B
Full Balance Sheet

Cash Flow

Operating Cash Flow n/a
Capital Expenditures n/a
Free Cash Flow n/a
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 34.77%
Pretax Margin 25.90%
Profit Margin 20.88%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of 0.92, which amounts to a dividend yield of 3.11%.

Dividend Per Share 0.92
Dividend Yield 3.11%
Dividend Growth (YoY) -0.82%
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield -2.06%
Shareholder Yield 1.05%
Earnings Yield 6.29%
FCF Yield n/a
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on May 23, 2012. It was a forward split with a ratio of 1.03.

Last Split Date May 23, 2012
Split Type Forward
Split Ratio 1.03

Scores

Altman Z-Score n/a
Piotroski F-Score 2