Postal Savings Bank of China Co., Ltd. (FRA:3YB)
Germany · Delayed Price · Currency is EUR 0.5600
+0.0200 (3.70%)
Last updated: Jan 23, 2026, 8:22 AM CET
FRA:3YB Cash Flow Statement
Financials in millions CNY. Fiscal year is January - December.
Millions CNY. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 |
Net Income | 87,223 | 86,479 | 86,270 | 85,224 | 76,170 | 64,199 |
Depreciation & Amortization | 11,447 | 11,386 | 12,129 | 11,413 | 9,037 | 8,078 |
Gain (Loss) on Sale of Assets | -48 | -19 | 10 | -1 | 32 | 70 |
Gain (Loss) on Sale of Investments | -36,004 | -35,803 | -25,783 | -24,015 | -10,201 | -19,327 |
Total Asset Writedown | 9 | 22 | 4 | 19 | 20 | 19 |
Provision for Credit Losses | 34,365 | 30,016 | 26,883 | 37,588 | 28,728 | 52,377 |
Change in Trading Asset Securities | 8,722 | 25,212 | -19,003 | 58,123 | -109,877 | 7,870 |
Change in Other Net Operating Assets | -854,379 | -956,080 | -916,898 | -845,307 | -804,975 | -880,830 |
Other Operating Activities | -132,207 | -131,624 | -141,220 | -136,910 | -130,294 | -121,434 |
Operating Cash Flow | -880,892 | -970,436 | -977,626 | -813,869 | -941,360 | -888,978 |
Capital Expenditures | -15,710 | -20,350 | -12,963 | -12,402 | -13,853 | -7,571 |
Sale of Property, Plant and Equipment | -35 | 123 | 55 | 177 | 150 | 274 |
Investment in Securities | -669,348 | -602,340 | -379,016 | -627,970 | -309,480 | -243,926 |
Income (Loss) Equity Investments | -20 | -25 | -18 | -3 | - | - |
Other Investing Activities | 154,591 | 142,168 | 149,496 | 128,688 | 140,266 | 129,148 |
Investing Cash Flow | -530,502 | -480,399 | -242,428 | -511,507 | -182,917 | -122,075 |
Long-Term Debt Issued | - | 241,956 | 494,341 | 40,000 | 65,480 | 59,103 |
Long-Term Debt Repaid | - | -265,083 | -339,034 | -23,895 | -46,662 | -102,648 |
Net Debt Issued (Repaid) | 110,957 | -23,127 | 155,307 | 16,105 | 18,818 | -43,545 |
Issuance of Common Stock | 160,000 | 30,000 | 75,000 | 30,000 | 60,000 | 84,203 |
Preferred Share Repurchases | - | - | - | -51,273 | - | - |
Common Dividends Paid | -3,025 | - | - | - | - | - |
Total Dividends Paid | -40,673 | -37,648 | -38,039 | -32,563 | -26,533 | -23,899 |
Net Increase (Decrease) in Deposit Accounts | 1,347,155 | 1,367,712 | 1,240,963 | 1,288,783 | 1,050,917 | 1,050,750 |
Other Financing Activities | -8 | -3 | -21 | -6 | -22 | -12 |
Financing Cash Flow | 1,497,431 | 1,336,934 | 1,433,210 | 1,251,046 | 1,103,180 | 1,067,497 |
Foreign Exchange Rate Adjustments | 136 | 89 | 91 | 546 | -665 | -1,266 |
Net Cash Flow | 86,173 | -113,812 | 213,247 | -73,784 | -21,762 | 55,178 |
Free Cash Flow | -896,602 | -990,786 | -990,589 | -826,271 | -955,213 | -896,549 |
Free Cash Flow Margin | -279.32% | -308.94% | -312.74% | -275.37% | -350.58% | -379.67% |
Free Cash Flow Per Share | -8.45 | -9.99 | -10.16 | -8.94 | -10.49 | -10.31 |
Cash Interest Paid | 224,328 | 213,540 | 194,685 | 207,290 | 165,405 | 127,724 |
Cash Income Tax Paid | 11,009 | 3,793 | 12,459 | 12,664 | 17,343 | 8,433 |
Source: S&P Global Market Intelligence. Banks template. Financial Sources.