Postal Savings Bank of China Co., Ltd. (FRA:3YB)

FRA:3YB Ratios and Metrics

Market cap in millions EUR. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 29, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	78,023	70,918	52,592	57,015	63,446	49,346
Market Cap Growth	14.95%	34.85%	-7.76%	-10.14%	28.58%	-20.15%
Last Close Price	0.59	0.52	0.36	0.46	0.47	-
PE Ratio	8.06	6.69	5.09	5.35	6.47	6.40
PS Ratio	2.03	1.67	1.30	1.40	1.68	1.67
PB Ratio	0.56	0.52	0.43	0.51	0.58	0.59
Debt / Equity Ratio	0.76	0.51	0.67	0.44	0.24	0.24
Return on Equity (ROE)	7.96%	8.72%	9.70%	10.53%	10.42%	10.56%
Return on Assets (ROA)	0.50%	0.53%	0.58%	0.64%	0.64%	0.60%
Earnings Yield	12.41%	16.14%	20.93%	20.28%	16.62%	16.29%
FCF Yield	-137.57%	-184.88%	-240.31%	-196.61%	-208.39%	-227.51%
Dividend Yield	4.89%	6.63%	9.20%	7.61%	7.25%	-
Payout Ratio	46.63%	43.53%	44.09%	38.21%	34.83%	37.23%
Buyback Yield / Dilution	-6.19%	-1.68%	-5.57%	-1.48%	-4.74%	-6.85%
Total Shareholder Return	-1.30%	4.96%	3.63%	6.12%	2.51%	-6.85%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.