Postal Savings Bank of China Co., Ltd. (FRA:3YB)
Germany flag Germany · Delayed Price · Currency is EUR
0.5900
-0.0100 (-1.67%)
At close: Nov 28, 2025

FRA:3YB Statistics

Total Valuation

FRA:3YB has a market cap or net worth of EUR 81.25 billion.

Market Cap81.25B
Enterprise Value n/a

Important Dates

The next estimated earnings date is Thursday, March 26, 2026.

Earnings Date Mar 26, 2026
Ex-Dividend Date Apr 23, 2025

Share Statistics

Current Share Class 19.86B
Shares Outstanding n/a
Shares Change (YoY) +6.19%
Shares Change (QoQ) -4.14%
Owned by Insiders (%) n/a
Owned by Institutions (%) 7.62%
Float 16.89B

Valuation Ratios

The trailing PE ratio is 8.39 and the forward PE ratio is 7.79.

PE Ratio 8.39
Forward PE 7.79
PS Ratio 2.11
PB Ratio 0.58
P/TBV Ratio 0.58
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF -0.99
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 7.96%.

Return on Equity (ROE) 7.96%
Return on Assets (ROA) 0.50%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee 210,416
Profits Per Employee 53,019
Employee Count182,631
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, FRA:3YB has paid 1.32 billion in taxes.

Income Tax 1.32B
Effective Tax Rate 11.22%

Stock Price Statistics

The stock price has increased by +9.26% in the last 52 weeks.

Beta (5Y) n/a
52-Week Price Change +9.26%
50-Day Moving Average 0.59
200-Day Moving Average 0.59
Relative Strength Index (RSI) 43.39
Average Volume (20 Days) n/a

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, FRA:3YB had revenue of EUR 38.43 billion and earned 9.68 billion in profits. Earnings per share was 0.09.

Revenue38.43B
Gross Profit 38.43B
Operating Income 11.80B
Pretax Income 11.80B
Net Income 9.68B
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) 0.09
Full Income Statement

Balance Sheet

The company has 418.11 billion in cash and 106.22 billion in debt, giving a net cash position of 311.90 billion.

Cash & Cash Equivalents 418.11B
Total Debt 106.22B
Net Cash 311.90B
Net Cash Per Share n/a
Equity (Book Value) 139.58B
Book Value Per Share 1.01
Working Capital -1,617.10B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -105.46 billion and capital expenditures -1.88 billion, giving a free cash flow of -107.34 billion.

Operating Cash Flow -105.46B
Capital Expenditures -1.88B
Free Cash Flow -107.34B
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 30.71%
Pretax Margin 30.71%
Profit Margin 27.17%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of 0.03, which amounts to a dividend yield of 5.68%.

Dividend Per Share 0.03
Dividend Yield 5.68%
Dividend Growth (YoY) -1.73%
Years of Dividend Growth 1
Payout Ratio 46.63%
Buyback Yield -6.19%
Shareholder Yield -0.52%
Earnings Yield 11.92%
FCF Yield -132.10%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 2