XPS Pensions Group plc (FRA:406)

XPS Pensions Group Statistics

Total Valuation

FRA:406 has a market cap or net worth of EUR 800.01 million. The enterprise value is 890.31 million.

Market Cap	800.01M
Enterprise Value	890.31M

Important Dates

Earnings Date	n/a
Ex-Dividend Date	Jan 8, 2026

Share Statistics

Current Share Class	204.47M
Shares Outstanding	n/a
Shares Change (YoY)	-1.24%
Shares Change (QoQ)	-1.33%
Owned by Insiders (%)	0.78%
Owned by Institutions (%)	85.90%
Float	183.74M

Valuation Ratios

The trailing PE ratio is 26.91 and the forward PE ratio is 14.83.

PE Ratio	26.91
Forward PE	14.83
PS Ratio	2.83
PB Ratio	4.15
P/TBV Ratio	n/a
P/FCF Ratio	18.71
P/OCF Ratio	18.11
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 12.64, with an EV/FCF ratio of 20.82.

EV / Earnings	29.95
EV / Sales	3.13
EV / EBITDA	12.64
EV / EBIT	15.97
EV / FCF	20.82

Financial Position

The company has a current ratio of 1.77, with a Debt / Equity ratio of 0.53.

Current Ratio	1.77
Quick Ratio	1.77
Debt / Equity	0.53
Debt / EBITDA	1.46
Debt / FCF	2.39
Interest Coverage	13.95

Financial Efficiency

Return on equity (ROE) is 14.79% and return on invested capital (ROIC) is 12.42%.

Return on Equity (ROE)	14.79%
Return on Assets (ROA)	9.89%
Return on Invested Capital (ROIC)	12.42%
Return on Capital Employed (ROCE)	17.36%
Revenue Per Employee	148,795
Profits Per Employee	15,637
Employee Count	1,901
Asset Turnover	0.81
Inventory Turnover	n/a

Taxes

In the past 12 months, FRA:406 has paid 11.71 million in taxes.

Income Tax	11.71M
Effective Tax Rate	28.26%

Stock Price Statistics

The stock price has decreased by -0.26% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	-0.26%
50-Day Moving Average	3.88
200-Day Moving Average	4.18
Relative Strength Index (RSI)	51.74
Average Volume (20 Days)	n/a

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, FRA:406 had revenue of EUR 282.86 million and earned 29.73 million in profits. Earnings per share was 0.14.

Revenue	282.86M
Gross Profit	257.97M
Operating Income	55.42M
Pretax Income	41.44M
Net Income	29.73M
EBITDA	66.58M
EBIT	55.42M
Earnings Per Share (EPS)	0.14

Balance Sheet

The company has 12.42 million in cash and 102.19 million in debt, with a net cash position of -89.76 million.

Cash & Cash Equivalents	12.42M
Total Debt	102.19M
Net Cash	-89.76M
Net Cash Per Share	n/a
Equity (Book Value)	192.73M
Book Value Per Share	0.94
Working Capital	37.76M

Cash Flow

In the last 12 months, operating cash flow was 44.17 million and capital expenditures -1.41 million, giving a free cash flow of 42.76 million.

Operating Cash Flow	44.17M
Capital Expenditures	-1.41M
Free Cash Flow	42.76M
FCF Per Share	n/a

Margins

Gross margin is 91.20%, with operating and profit margins of 19.59% and 10.51%.

Gross Margin	91.20%
Operating Margin	19.59%
Pretax Margin	14.65%
Profit Margin	10.51%
EBITDA Margin	23.54%
EBIT Margin	19.59%
FCF Margin	15.12%

Dividends & Yields

This stock pays an annual dividend of 0.14, which amounts to a dividend yield of 3.66%.

Dividend Per Share	0.14
Dividend Yield	3.66%
Dividend Growth (YoY)	24.17%
Years of Dividend Growth	2
Payout Ratio	93.68%
Buyback Yield	1.24%
Shareholder Yield	4.90%
Earnings Yield	3.72%
FCF Yield	5.34%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

FRA:406 has an Altman Z-Score of 4.88 and a Piotroski F-Score of 6.

Altman Z-Score	4.88
Piotroski F-Score	6