Byline Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	149.1	563.14	226.14	179.35	157.93
Investment Securities	1,416	310.54	409.11	326.05	366.56
Trading Asset Securities	-	44.4	56.92	65.34	13.38
Mortgage-Backed Securities	-	1,116	943.27	859.08	1,102
Total Investments	1,416	1,471	1,409	1,250	1,482
Gross Loans	7,509	6,994	6,761	5,467	4,564
Allowance for Loan Losses	-108.83	-97.99	-101.69	-81.92	-55.01
Other Adjustments to Gross Loans	-	-86.84	-76.95	-45.44	-26.77
Net Loans	7,401	6,809	6,583	5,339	4,482
Property, Plant & Equipment	57.99	70.3	79.1	68.15	74.19
Goodwill	-	181.71	181.71	148.35	148.35
Other Intangible Assets	200.52	16.39	21.77	10.53	17.21
Loans Held for Sale	13.62	3.2	18.01	47.82	64.46
Accrued Interest Receivable	221.97	40.65	43.92	29.82	18.88
Other Receivables	-	38.87	35.28	11.57	12.35
Other Current Assets	-	2.03	4.48	8.67	9.15
Long-Term Deferred Tax Assets	41.78	56.46	50.06	68.21	50.33
Other Real Estate Owned & Foreclosed	3.39	5.17	1.2	4.72	2.11
Other Long-Term Assets	148.01	239.22	228.38	195.94	176.72
Total Assets	9,653	9,497	8,882	7,363	6,696
Accrued Expenses	172.38	130.46	115.83	109.67	47.64
Interest Bearing Deposits	5,407	5,268	4,906	3,396	2,850
Institutional Deposits	421.47	434.61	364.87	160.68	147.12
Non-Interest Bearing Deposits	1,819	1,756	1,906	2,139	2,158
Total Deposits	7,647	7,459	7,177	5,695	5,155
Short-Term Borrowings	-	49.89	71.2	33.22	39.39
Current Portion of Long-Term Debt	-	575	325	625	490
Current Portion of Leases	-	3.49	-	-	-
Accrued Interest Payable	-	21.11	22.23	4.49	0.26
Long-Term Debt	493.54	85.71	92.2	73.69	73.52
Long-Term Leases	-	7.46	14.27	14.39	15.63
Trust Preferred Securities	71.41	70.89	70.45	37.34	36.91
Other Long-Term Liabilities	-	2.39	3.64	4.2	1.4
Total Liabilities	8,385	8,405	7,892	6,597	5,860
Preferred Stock, Redeemable	-	-	-	-	10.44
Common Stock	0.47	0.46	0.45	0.39	0.39
Additional Paid-In Capital	760.7	717.76	710.49	598.3	593.75
Retained Earnings	645.72	533.9	429.04	335.79	271.68
Treasury Stock	-65.91	-46.94	-49.71	-51.11	-31.57
Comprehensive Income & Other	-73.08	-113.69	-100.12	-117.55	-8.3
Total Common Equity	1,268	1,091	990.15	765.82	825.94
Shareholders' Equity	1,268	1,091	990.15	765.82	836.38
Total Liabilities & Equity	9,653	9,497	8,882	7,363	6,696
Total Debt	564.95	792.44	573.12	783.64	655.44
Net Cash (Debt)	-415.85	-184.9	-290.06	-538.94	-484.13
Net Cash Per Share	-9.23	-4.22	-7.17	-14.38	-12.62
Filing Date Shares Outstanding	45.55	44.68	44.38	37.72	37.83
Total Common Shares Outstanding	45.55	44.46	43.76	37.49	37.71
Book Value Per Share	27.84	24.55	22.62	20.43	21.90
Tangible Book Value	1,067	893.4	786.67	606.93	660.39
Tangible Book Value Per Share	23.44	20.09	17.98	16.19	17.51

Source: S&P Global Market Intelligence. Banks template. Financial Sources.