Equity Bancshares Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	62.62	7.82	57.69	52.48
Depreciation & Amortization	10.26	8.64	9.37	8.91
Other Amortization	0.14	0.19	0.19	0.17
Gain (Loss) on Sale of Assets	-7.88	0.17	-0.31	-0.89
Gain (Loss) on Sale of Investments	-2.8	56.47	4.82	8.86
Total Asset Writedown	-2	-0.62	-3.98	18
Provision for Credit Losses	2.55	1.87	0.13	-8.48
Net Decrease (Increase) in Loans Originated / Sold - Operating	2.94	0	4.63	10.84
Accrued Interest Receivable	-0.61	-4.87	-2.97	1.67
Change in Other Net Operating Assets	11.22	6.17	22.47	-6.5
Other Operating Activities	-8	-7.83	-2.62	-3.16
Operating Cash Flow	73.85	76.53	74.07	102.7
Operating Cash Flow Growth	-3.50%	3.31%	-27.87%	135.43%
Capital Expenditures	-8.49	-15.58	-3.48	-5.1
Sale of Property, Plant and Equipment	0.71	0.16	0.16	0.02
Cash Acquisitions	62.18	-	-	173.86
Investment in Securities	100.93	267.05	-20.12	-312.24
Divestitures	-	-	-41.27	-
Net Decrease (Increase) in Loans Originated / Sold - Investing	-32.85	-24.95	-185.59	-156.74
Other Investing Activities	-8.14	4.17	26.8	-19.88
Investing Cash Flow	123.73	232.17	-214.18	-315.34
Short-Term Debt Issued	1,273	1,507	553.84	309.67
Total Debt Issued	1,273	1,507	553.84	309.67
Short-Term Debt Repaid	-1,358	-1,409	-424.5	-328.42
Long-Term Debt Repaid	-0.69	-	-	-
Total Debt Repaid	-1,359	-1,409	-424.5	-328.42
Net Debt Issued (Repaid)	-85.6	98.24	129.34	-18.75
Issuance of Common Stock	91.21	0.99	2.8	4.46
Repurchase of Common Stock	-11.86	-17.9	-33.19	-18.66
Common Dividends Paid	-7.89	-6.61	-5.56	-1.15
Total Dividends Paid	-7.89	-6.61	-5.56	-1.15
Net Increase (Decrease) in Deposit Accounts	-163.04	-96.44	-106.33	228.52
Other Financing Activities	-15.75	-12.3	-2.47	-2.51
Financing Cash Flow	-192.93	-34.03	-15.42	191.9
Net Cash Flow	4.65	274.67	-155.53	-20.74
Free Cash Flow	65.35	60.95	70.59	97.6
Free Cash Flow Growth	7.22%	-13.66%	-27.67%	186.44%
Free Cash Flow Margin	29.65%	44.13%	35.70%	53.23%
Free Cash Flow Per Share	4.17	3.90	4.29	6.38
Cash Interest Paid	116.19	80.81	25.8	15.03
Cash Income Tax Paid	6.2	3.47	1.22	4.59

Source: S&P Global Market Intelligence. Banks template. Financial Sources.