First Business Financial Services, Inc. (FRA:45D)

FRA:45D Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	52.11	29.9	32.71	26.18	10.11	30.21
Investment Securities	116.15	104.94	132.16	93.72	86.18	81.13
Trading Asset Securities	40.81	65.76	55.6	68.58	26.34	49.38
Mortgage-Backed Securities	338.17	302.26	224.08	160.23	154.41	143.51
Total Investments	495.14	472.97	411.83	322.53	266.93	274.01
Gross Loans	3,252	3,115	2,852	2,445	2,242	2,153
Allowance for Loan Losses	-36.86	-35.79	-31.28	-24.23	-24.34	-28.52
Other Adjustments to Gross Loans	-1.19	-1.87	-1.36	-1.45	-2.99	-6.75
Net Loans	3,214	3,077	2,819	2,419	2,215	2,117
Property, Plant & Equipment	10.78	10.93	12.75	12.03	6.6	7.81
Goodwill	-	10.7	10.7	10.7	10.7	10.7
Other Intangible Assets	12.05	1.21	1.32	1.46	-	0.03
Loans Held for Sale	12.42	13.5	4.59	2.63	3.57	8.7
Accrued Interest Receivable	13.1	12.88	13.28	9.4	5.5	8.56
Restricted Cash	71.1	127.8	106.8	76.5	47	26.7
Other Current Assets	5.77	4.22	4.27	3.82	2.69	2.17
Long-Term Deferred Tax Assets	12.35	12.6	9.51	11.71	6.18	7.22
Other Real Estate Owned & Foreclosed	0.03	0.05	0.25	0.1	0.16	0.03
Other Long-Term Assets	93.79	67.5	68.82	62.9	65.06	60.68
Total Assets	4,003	3,853	3,508	2,977	2,653	2,568
Interest Bearing Deposits	2,800	2,604	2,231	1,549	1,360	1,354
Institutional Deposits	108.5	67.3	120.2	81.6	7.9	28.7
Non-Interest Bearing Deposits	396.45	436.11	445.38	537.11	589.56	472.82
Total Deposits	3,305	3,107	2,797	2,168	1,958	1,856
Short-Term Borrowings	41.23	57.07	51.95	61.42	28.78	54.93
Current Portion of Leases	0.79	1.49	-	-	-	-
Accrued Interest Payable	10.04	10.18	10.86	4.05	1.01	1.58
Long-Term Debt	54.75	54.7	49.42	40.43	34.15	24.67
Federal Home Loan Bank Debt, Long-Term	221.39	265.35	281.5	416.38	368.8	394.5
Long-Term Leases	7.1	6.44	8.95	10.18	5.41	6.39
Trust Preferred Securities	-	-	-	-	10.08	10.06
Pension & Post-Retirement Benefits	-	-	-	2.3	1.9	1.6
Other Long-Term Liabilities	17.43	22.27	18.8	13.01	12.44	12.44
Total Liabilities	3,658	3,525	3,218	2,716	2,420	2,362
Preferred Stock, Redeemable	11.99	11.99	11.99	11.99	-	-
Common Stock	0.1	0.1	0.1	0.09	0.09	0.09
Additional Paid-In Capital	95.19	93.55	90.62	87.51	85.8	83.13
Retained Earnings	283.08	265.78	230.73	203.51	170.02	140.43
Treasury Stock	-32.76	-31.4	-30.13	-27.16	-22.03	-16.55
Comprehensive Income & Other	-12.8	-11.43	-13.72	-15.31	-1.46	-0.93
Total Common Equity	332.8	316.6	277.6	248.65	232.42	206.16
Shareholders' Equity	344.8	328.59	289.59	260.64	232.42	206.16
Total Liabilities & Equity	4,003	3,853	3,508	2,977	2,653	2,568
Total Debt	325.25	385.04	391.82	528.4	447.22	490.54
Net Cash (Debt)	-232.32	-289.38	-303.51	-433.64	-410.76	-410.96
Net Cash Per Share	-28.52	-35.51	-37.33	-52.71	-49.40	-49.01
Filing Date Shares Outstanding	8.32	8.3	8.31	8.35	8.46	8.51
Total Common Shares Outstanding	8.32	8.29	8.31	8.36	8.46	8.57
Book Value Per Share	39.98	38.17	33.39	29.74	27.48	24.06
Tangible Book Value	320.75	304.69	265.57	236.49	221.72	195.44
Tangible Book Value Per Share	38.54	36.74	31.94	28.28	26.22	22.81

Source: S&P Global Market Intelligence. Banks template. Financial Sources.