First Business Financial Services, Inc. (FRA:45D)
Germany flag Germany · Delayed Price · Currency is EUR
48.40
-0.20 (-0.41%)
Last updated: Feb 20, 2026, 8:00 AM CET

FRA:45D Statistics

Total Valuation

FRA:45D has a market cap or net worth of EUR 408.87 million.

Market Cap 408.87M
Enterprise Value n/a

Important Dates

The last earnings date was Thursday, January 29, 2026.

Earnings Date Jan 29, 2026
Ex-Dividend Date Feb 13, 2026

Share Statistics

Current Share Class 8.33M
Shares Outstanding n/a
Shares Change (YoY) +0.12%
Shares Change (QoQ) +0.02%
Owned by Insiders (%) n/a
Owned by Institutions (%) n/a
Float 7.84M

Valuation Ratios

The trailing PE ratio is 9.71 and the forward PE ratio is 9.57.

PE Ratio 9.71
Forward PE 9.57
PS Ratio 3.00
PB Ratio 1.29
P/TBV Ratio 1.34
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 14.37%.

Return on Equity (ROE) 14.37%
Return on Assets (ROA) 1.27%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) n/a
Revenue Per Employee 373,283
Profits Per Employee 115,374
Employee Count 365
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, FRA:45D has paid 8.63 million in taxes.

Income Tax 8.63M
Effective Tax Rate 16.76%

Stock Price Statistics

The stock price has decreased by -5.10% in the last 52 weeks.

Beta (5Y) n/a
52-Week Price Change -5.10%
50-Day Moving Average 47.84
200-Day Moving Average 44.37
Relative Strength Index (RSI) 49.68
Average Volume (20 Days) n/a

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) 2.11

Income Statement

In the last 12 months, FRA:45D had revenue of EUR 136.25 million and earned 42.11 million in profits. Earnings per share was 5.06.

Revenue 136.25M
Gross Profit 136.25M
Operating Income 54.24M
Pretax Income 51.49M
Net Income 42.11M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) 5.06
Full Income Statement

Balance Sheet

The company has 64.73 million in cash and 252.39 million in debt, with a net cash position of -187.66 million.

Cash & Cash Equivalents 64.73M
Total Debt 252.39M
Net Cash -187.66M
Net Cash Per Share n/a
Equity (Book Value) 316.48M
Book Value Per Share 38.01
Working Capital -2.77B
Full Balance Sheet

Cash Flow

Operating Cash Flow n/a
Capital Expenditures n/a
Free Cash Flow n/a
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 39.81%
Pretax Margin 37.79%
Profit Margin 31.45%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of 1.04, which amounts to a dividend yield of 2.16%.

Dividend Per Share 1.04
Dividend Yield 2.16%
Dividend Growth (YoY) 7.37%
Years of Dividend Growth 7
Payout Ratio 20.61%
Buyback Yield -0.12%
Shareholder Yield 2.03%
Earnings Yield 10.30%
FCF Yield n/a
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 2