Western New England Bancorp, Inc. (FRA:489)

FRA:489 Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	82.94	66.45	28.84	30.34	103.46	87.44
Investment Securities	20.77	26.53	29.31	35.56	39.62	30.22
Trading Asset Securities	5.01	5.88	5.89	6.34	1.69	1.55
Mortgage-Backed Securities	186.09	173.31	331.37	347.85	388.9	183.62
Total Investments	211.86	205.72	366.57	389.75	430.21	215.4
Gross Loans	2,131	2,070	2,027	1,992	1,865	1,930
Allowance for Loan Losses	-20.54	-19.53	-20.27	-19.93	-19.79	-21.16
Other Adjustments to Gross Loans	-	-	-	-0.11	-0.78	-3.05
Net Loans	2,111	2,051	2,007	1,971	1,845	1,906
Property, Plant & Equipment	23.19	31.8	33.78	34.18	34.95	35.04
Goodwill	12.49	12.49	12.49	12.49	12.49	12.49
Other Intangible Assets	1.16	1.44	1.81	2.19	2.56	2.94
Accrued Interest Receivable	8.89	8.47	8.53	8.14	7.78	8.48
Long-Term Deferred Tax Assets	12.09	14	13.64	15.03	12.09	12.59
Other Long-Term Assets	266.34	256.25	88.16	86.22	87.37	80.12
Total Assets	2,736	2,653	2,565	2,553	2,538	2,366
Interest Bearing Deposits	1,760	1,463	1,366	1,452	1,550	1,322
Institutional Deposits	-	234.38	198.59	131.74	65.86	179.36
Non-Interest Bearing Deposits	590.15	565.62	579.59	645.53	641.28	541.76
Total Deposits	2,350	2,263	2,144	2,229	2,257	2,043
Short-Term Borrowings	7.99	11.27	21.34	47.69	1.69	1.55
Current Portion of Long-Term Debt	-	25	30.65	0.53	1.48	42.39
Current Portion of Leases	-	1.47	-	-	-	-
Long-Term Debt	19.78	19.75	109.71	19.67	19.63	-
Federal Home Loan Bank Debt, Long-Term	98	73	-	0.65	1.18	15.46
Long-Term Leases	-	6.2	8.47	9.46	8.96	10.05
Other Long-Term Liabilities	16.25	17.84	13.25	17.56	24.9	26.38
Total Liabilities	2,492	2,417	2,327	2,325	2,315	2,139
Common Stock	0.21	0.21	0.22	0.22	0.23	0.25
Additional Paid-In Capital	115.83	119.33	125.45	128.9	132.82	154.55
Retained Earnings	148.51	142.75	136.99	127.98	107.38	88.35
Comprehensive Income & Other	-20.9	-26.37	-25.25	-28.96	-16.74	-16.52
Shareholders' Equity	243.64	235.91	237.41	228.14	223.69	226.64
Total Liabilities & Equity	2,736	2,653	2,565	2,553	2,538	2,366
Total Debt	125.77	136.7	170.17	78	32.94	69.45
Net Cash (Debt)	-37.82	-64.36	-135.44	-41.32	72.21	19.55
Net Cash Growth	-	-	-	-	269.40%	-
Net Cash Per Share	-1.85	-3.06	-6.27	-1.88	3.10	0.78
Filing Date Shares Outstanding	20.27	20.53	21.29	21.84	22.22	24.58
Total Common Shares Outstanding	20.27	20.66	21.38	21.85	22.21	24.75
Book Value Per Share	12.02	11.42	11.11	10.44	10.07	9.16
Tangible Book Value	230	221.99	223.11	213.47	208.64	211.22
Tangible Book Value Per Share	11.35	10.75	10.44	9.77	9.39	8.53

Source: S&P Global Market Intelligence. Banks template. Financial Sources.