BPER Banca SpA (FRA:4BE)
Germany · Delayed Price · Currency is EUR 11.91
+0.13 (1.15%)
At close: Jan 30, 2026
BPER Banca SpA Income Statement
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 |
Interest Income on Loans | 4,955 | 5,014 | 4,763 | 2,259 | 1,763 | 1,431 |
Interest Income on Investments | 55.58 | 41.82 | 30.88 | 22.12 | 20.08 | 18.49 |
Total Interest Income | 5,011 | 5,055 | 4,794 | 2,282 | 1,783 | 1,450 |
Interest Paid on Deposits | 1,376 | 1,637 | 1,511 | 433.57 | 257.38 | 192.23 |
Net Interest Income | 3,635 | 3,419 | 3,283 | 1,848 | 1,525 | 1,257 |
Net Interest Income Growth (YoY) | 5.83% | 4.14% | 77.63% | 21.15% | 21.32% | 6.68% |
Income From Trading Activities | 191.5 | 95.43 | 152.2 | 78.25 | 67.49 | -14.22 |
Gain (Loss) on Sale of Assets | - | - | - | 308.3 | - | - |
Gain (Loss) on Sale of Investments | -150.56 | -131.34 | -108.88 | 12.72 | 48.43 | 21.8 |
Other Non-Interest Income | 2,234 | 2,041 | 1,971 | 1,921 | 1,637 | 1,070 |
Total Non-Interest Income | 2,331 | 2,070 | 2,073 | 2,386 | 1,838 | 1,208 |
Non-Interest Income Growth (YoY) | 15.00% | -0.15% | -13.11% | 29.80% | 52.19% | 15.76% |
Revenues Before Loan Losses | 5,966 | 5,489 | 5,356 | 4,234 | 3,364 | 2,465 |
Provision for Loan Losses | 313.14 | 331.76 | 436.26 | 606.06 | 837.19 | 541.88 |
| 5,653 | 5,157 | 4,920 | 3,628 | 2,526 | 1,923 | |
Revenue Growth (YoY) | 10.03% | 4.82% | 35.60% | 43.60% | 31.36% | 8.39% |
Salaries and Employee Benefits | 1,745 | 1,886 | 1,680 | 1,682 | 1,523 | 961.08 |
Occupancy Expenses | 184.48 | 172.71 | 166.49 | 149.03 | 168.43 | 107.72 |
Amortization of Goodwill & Intangibles | 158.06 | 126.99 | 97.08 | 78.65 | 111.68 | 59.7 |
Selling, General & Administrative | 834.81 | 918.11 | 947.89 | 1,140 | 800.25 | 574.72 |
Other Non-Interest Expense | -86.91 | -47.46 | -72.87 | 80.87 | 39.05 | -12.67 |
Total Non-Interest Expense | 2,911 | 3,004 | 2,772 | 3,111 | 2,632 | 1,693 |
EBT Excluding Unusual Items | 2,742 | 2,153 | 2,147 | 516.8 | -105.6 | 229.81 |
Asset Writedown | -64.1 | -64.94 | -47.66 | -30.16 | -64.46 | -17.07 |
Legal Settlements | -33.87 | -33.87 | -46.17 | -53.5 | -34.09 | -14.41 |
Other Unusual Items | 1.07 | 0.02 | 0 | 954.96 | 1,127 | -1.6 |
Pretax Income | 2,645 | 2,054 | 1,725 | 1,388 | 692.87 | 196.74 |
Income Tax Expense | 837.81 | 615.47 | 172.87 | -85.79 | 134.22 | -65.19 |
Earnings From Continuing Operations | 1,807 | 1,439 | 1,552 | 1,474 | 558.65 | 261.93 |
Minority Interest in Earnings | -62.82 | -35.86 | -32.27 | -24.91 | -33.53 | -25 |
Net Income | 1,744 | 1,403 | 1,519 | 1,449 | 525.12 | 236.93 |
Net Income to Common | 1,744 | 1,403 | 1,519 | 1,449 | 525.12 | 236.93 |
Net Income Growth | 11.13% | -7.69% | 4.87% | 175.93% | 121.64% | -37.58% |
Basic Shares Outstanding | 1,509 | 1,416 | 1,415 | 1,412 | 1,412 | 679 |
Diluted Shares Outstanding | 1,536 | 1,449 | 1,450 | 1,448 | 1,448 | 715 |
Shares Change (YoY) | 5.85% | -0.10% | 0.19% | -0.03% | 102.60% | 39.82% |
EPS (Basic) | 1.16 | 0.99 | 1.07 | 1.03 | 0.37 | 0.35 |
EPS (Diluted) | 1.14 | 0.97 | 1.05 | 1.00 | 0.36 | 0.33 |
EPS Growth | 4.95% | -7.63% | 4.96% | 175.05% | 10.98% | -55.98% |
Dividend Per Share | 0.700 | 0.600 | 0.300 | 0.120 | 0.060 | 0.040 |
Dividend Growth | 133.33% | 100.00% | 150.00% | 100.00% | 50.00% | - |
Effective Tax Rate | 31.68% | 29.97% | 10.02% | - | 19.37% | - |
Source: S&P Global Market Intelligence. Banks template. Financial Sources.