BPER Banca SpA Cash Flow Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	1,403	1,519	1,449	525.12	236.93
Depreciation & Amortization	173.24	267.44	232.39	285.08	171.1
Other Amortization	123.11	-	-	-	-
Gain (Loss) on Sale of Investments	-93.04	-161.48	16.91	-63.92	-32.44
Total Asset Writedown	71.91	47.66	30.16	64.46	17.07
Provision for Credit Losses	421.7	530.56	750.79	1,154	664.71
Change in Trading Asset Securities	1,452	1,584	547.66	-329.81	465.49
Change in Other Net Operating Assets	-6,966	-8,106	10,380	294.46	-2,152
Other Operating Activities	919.28	898.44	-612.85	-664.81	-11.31
Operating Cash Flow	-2,495	-3,420	12,794	1,265	-640.9
Operating Cash Flow Growth	-	-	911.46%	-	-
Capital Expenditures	-135.67	-155.8	-164.06	-148.85	-143.21
Sale of Property, Plant and Equipment	36.68	71.28	41.56	25.05	20.62
Cash Acquisitions	-	-	279.23	-520.34	-
Investment in Securities	106.13	-3.85	-3.28	-1.6	-7.96
Purchase / Sale of Intangibles	-222.43	-225.72	-170.53	-97.39	-92.58
Investing Cash Flow	-215.29	-314.08	-17.07	-743.13	-223.13
Issuance of Common Stock	989.85	2.68	5.77	-	776.19
Repurchase of Common Stock	-28.66	-	-	-3.06	-
Common Dividends Paid	-423.83	-169.71	-84.67	-56.51	-
Other Financing Activities	-24.03	-11.35	-6.61	-4.56	-3.22
Financing Cash Flow	513.33	-178.37	-85.5	-64.13	772.97
Foreign Exchange Rate Adjustments	-0.34	0.15	-0.27	-0.46	0.42
Net Cash Flow	-2,198	-3,912	12,691	457.18	-90.64
Free Cash Flow	-2,631	-3,575	12,630	1,116	-784.11
Free Cash Flow Growth	-	-	1031.66%	-	-
Free Cash Flow Margin	-51.02%	-72.68%	348.13%	44.17%	-40.77%
Free Cash Flow Per Share	-1.82	-2.46	8.72	0.77	-1.10

Source: S&P Global Market Intelligence. Banks template. Financial Sources.