Fukuoka Financial Group, Inc. (FRA:4FK)

Fukuoka Financial Group Income Statement

Financials in millions JPY. Fiscal year is April - March.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2025	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Interest Income on Loans	231,682	202,072	180,640	162,585	147,715	148,706
Interest Income on Investments	155,748	153,498	128,005	66,685	43,779	38,761
Total Interest Income	387,430	355,570	308,645	229,270	191,494	187,467
Interest Paid on Deposits	45,665	23,117	13,255	5,928	980	1,304
Interest Paid on Borrowings	107,681	107,681	94,181	39,278	9,297	11,314
Total Interest Expense	153,346	130,798	107,436	45,206	10,277	12,618
Net Interest Income	234,084	224,772	201,209	184,064	181,217	174,849
Net Interest Income Growth (YoY)	10.87%	11.71%	9.31%	1.57%	3.64%	0.31%
Trust Income	-	-	105	-	-	-
Income From Trading Activities	129	149	160	652	1,204	758
Gain (Loss) on Sale of Assets	-431	1,138	-72	-	-	-415
Gain (Loss) on Sale of Investments	6,883	9,792	4,817	7,412	10,164	4,798
Other Non-Interest Income	93,239	87,638	91,016	94,160	77,744	80,064
Total Non-Interest Income	99,820	98,717	96,026	102,224	89,112	85,205
Non-Interest Income Growth (YoY)	-4.09%	2.80%	-6.06%	14.71%	4.58%	3.08%
Revenues Before Loan Losses	333,904	323,489	297,235	286,288	270,329	260,054
Provision for Loan Losses	9,652	5,253	23,036	-	-	1,550
Revenue	324,252	318,236	274,199	286,288	270,329	258,504
Revenue Growth (YoY)	7.87%	16.06%	-4.22%	5.90%	4.57%	35.91%
Selling, General & Administrative	166,786	158,906	150,918	140,677	141,978	150,284
Other Non-Interest Expense	47,122	54,598	66,416	95,985	53,191	48,209
Total Non-Interest Expense	213,908	213,504	217,334	236,662	195,169	198,493
EBT Excluding Unusual Items	110,344	104,732	56,865	49,626	75,160	60,011
Asset Writedown	-734	-672	-633	-4,388	-	-678
Other Unusual Items	-1	-351	21,258	-	-	-3
Pretax Income	109,609	103,709	77,490	45,238	75,160	59,330
Income Tax Expense	32,968	31,465	16,246	13,954	21,004	14,743
Earnings From Continuing Operations	76,641	72,244	61,244	31,284	54,156	44,587
Minority Interest in Earnings	-111	-108	-66	-132	-38	60
Net Income	76,530	72,136	61,178	31,152	54,118	44,647
Net Income to Common	76,530	72,136	61,178	31,152	54,118	44,647
Net Income Growth	9.22%	17.91%	96.39%	-42.44%	21.21%	-59.64%
Basic Shares Outstanding	189	189	188	188	190	190
Diluted Shares Outstanding	189	189	188	188	190	190
Shares Change (YoY)	0.00%	0.36%	0.10%	-1.00%	-0.00%	-0.00%
EPS (Basic)	404.80	381.54	324.77	165.54	284.69	234.86
EPS (Diluted)	404.80	381.54	324.77	165.54	284.69	234.86
EPS Growth	9.22%	17.48%	96.19%	-41.85%	21.21%	-59.63%
Dividend Per Share	155.000	135.000	115.000	105.000	-	85.000
Dividend Growth	26.53%	17.39%	9.52%	-	-	-
Effective Tax Rate	30.08%	30.34%	20.96%	30.85%	27.95%	24.85%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.