Japan Post Insurance Co., Ltd. (FRA:4JP)

Japan Post Insurance Statistics

Total Valuation

FRA:4JP has a market cap or net worth of EUR 8.93 billion. The enterprise value is 26.50 billion.

Market Cap	8.93B
Enterprise Value	26.50B

Important Dates

The last earnings date was Thursday, November 20, 2025.

Earnings Date	Nov 20, 2025
Ex-Dividend Date	Sep 29, 2025

Share Statistics

Current Share Class	366.39M
Shares Outstanding	n/a
Shares Change (YoY)	-1.45%
Shares Change (QoQ)	n/a
Owned by Insiders (%)	0.01%
Owned by Institutions (%)	17.41%
Float	166.88M

Valuation Ratios

The trailing PE ratio is 10.04.

PE Ratio	10.04
Forward PE	n/a
PS Ratio	0.54
PB Ratio	0.41
P/TBV Ratio	0.42
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 29.10, with an EV/FCF ratio of -2.00.

EV / Earnings	29.79
EV / Sales	1.67
EV / EBITDA	29.10
EV / EBIT	37.73
EV / FCF	-2.00

Financial Position

The company has a current ratio of 1.63, with a Debt / Equity ratio of 1.30.

Current Ratio	1.63
Quick Ratio	0.38
Debt / Equity	1.30
Debt / EBITDA	29.94
Debt / FCF	-2.14
Interest Coverage	5.52

Financial Efficiency

Return on Equity (ROE)	n/a
Return on Assets (ROA)	n/a
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	0.24%
Revenue Per Employee	885,347
Profits Per Employee	47,679
Employee Count	18,656
Asset Turnover	0.05
Inventory Turnover	n/a

Taxes

In the past 12 months, FRA:4JP has paid 29.41 million in taxes.

Income Tax	29.41M
Effective Tax Rate	3.20%

Stock Price Statistics

The stock price has increased by +23.56% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	+23.56%
50-Day Moving Average	22.91
200-Day Moving Average	20.57
Relative Strength Index (RSI)	60.62
Average Volume (20 Days)	n/a

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, FRA:4JP had revenue of EUR 16.52 billion and earned 889.49 million in profits. Earnings per share was 2.36.

Revenue	16.52B
Gross Profit	3.58B
Operating Income	730.09M
Pretax Income	918.91M
Net Income	889.49M
EBITDA	946.69M
EBIT	730.09M
Earnings Per Share (EPS)	2.36

Balance Sheet

The company has 12.74 billion in cash and 28.35 billion in debt, giving a net cash position of -18.26 billion.

Cash & Cash Equivalents	12.74B
Total Debt	28.35B
Net Cash	-18.26B
Net Cash Per Share	n/a
Equity (Book Value)	21.88B
Book Value Per Share	58.92
Working Capital	21.13B

Cash Flow

In the last 12 months, operating cash flow was -13.23 billion and capital expenditures -37.14 million, giving a free cash flow of -13.27 billion.

Operating Cash Flow	-13.23B
Capital Expenditures	-37.14M
Free Cash Flow	-13.27B
FCF Per Share	n/a

Margins

Gross margin is 21.66%, with operating and profit margins of 4.42% and 5.39%.

Gross Margin	21.66%
Operating Margin	4.42%
Pretax Margin	5.56%
Profit Margin	5.39%
EBITDA Margin	5.73%
EBIT Margin	4.42%
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.67, which amounts to a dividend yield of 2.86%.

Dividend Per Share	0.67
Dividend Yield	2.86%
Dividend Growth (YoY)	10.78%
Years of Dividend Growth	n/a
Payout Ratio	25.79%
Buyback Yield	1.45%
Shareholder Yield	4.31%
Earnings Yield	9.96%
FCF Yield	-148.62%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2