South Plains Financial Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2017 - 2019
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2017 - 2019
Cash & Equivalents	635.05	357.71	328.62	233.34	485.28	300.31	Upgrade
Investment Securities	571.14	199.3	208.38	255.26	315.1	323.01	Upgrade
Trading Asset Securities	-	16	17.23	21.16	7.33	6.73	Upgrade
Mortgage-Backed Securities	-	377.94	414.38	446.45	409.41	480.08	Upgrade
Total Investments	571.14	593.24	639.99	722.87	731.83	809.82	Upgrade
Gross Loans	3,054	3,055	3,014	2,748	2,439	2,226	Upgrade
Allowance for Loan Losses	-44.13	-43.24	-42.36	-39.29	-42.1	-45.55	Upgrade
Other Adjustments to Gross Loans	-	-	-	-	-1.9	-4.1	Upgrade
Net Loans	3,009	3,012	2,972	2,709	2,395	2,176	Upgrade
Property, Plant & Equipment	51.81	60.92	63.75	64.28	57.7	60.33	Upgrade
Goodwill	19.32	19.32	19.32	19.51	19.51	19.51	Upgrade
Other Intangible Assets	1.27	1.72	2.43	4.35	5.9	7.56	Upgrade
Loans Held for Sale	13.05	20.54	14.5	30.4	76.51	111.48	Upgrade
Accrued Interest Receivable	-	21.69	20.88	16.43	13.9	15.23	Upgrade
Restricted Cash	-	1.37	1.54	1.54	1.54	-	Upgrade
Long-Term Deferred Tax Assets	-	22.84	19.41	22.82	3.04	2.46	Upgrade
Other Real Estate Owned & Foreclosed	-	0.53	0.91	0.17	1.03	1.35	Upgrade
Other Long-Term Assets	178.44	120.55	121.65	119.56	110.14	95.08	Upgrade
Total Assets	4,479	4,232	4,205	3,944	3,902	3,599	Upgrade
Accrued Expenses	-	36.14	33	49.24	30.5	26.87	Upgrade
Interest Bearing Deposits	2,832	2,477	2,482	2,125	2,106	1,910	Upgrade
Institutional Deposits	-	208.8	170.4	131	163.4	147	Upgrade
Non-Interest Bearing Deposits	1,050	935.51	974.2	1,150	1,071	917.32	Upgrade
Total Deposits	3,881	3,621	3,626	3,406	3,341	2,974	Upgrade
Short-Term Borrowings	-	0.01	0.43	0.13	0.54	30.91	Upgrade
Current Portion of Leases	-	1.64	-	-	-	-	Upgrade
Other Current Liabilities	-	17	18.3	-	-	-	Upgrade
Long-Term Debt	14.1	63.96	63.78	75.96	75.78	75.59	Upgrade
Federal Home Loan Bank Debt, Long-Term	-	-	-	-	-	75	Upgrade
Long-Term Leases	-	7.27	9.63	8.9	-	-	Upgrade
Trust Preferred Securities	46.39	46.39	46.39	46.39	46.39	46.39	Upgrade
Other Long-Term Liabilities	60	-	-	-	-	-	Upgrade
Total Liabilities	4,002	3,793	3,798	3,587	3,494	3,229	Upgrade
Common Stock	16.25	16.46	16.42	17.03	17.76	18.08	Upgrade
Additional Paid-In Capital	91.12	97.29	97.11	112.83	133.22	141.11	Upgrade
Retained Earnings	421.54	385.83	345.26	292.26	242.75	189.52	Upgrade
Comprehensive Income & Other	-51.1	-60.62	-51.67	-65.11	13.7	21.34	Upgrade
Shareholders' Equity	477.8	438.95	407.11	357.01	407.43	370.05	Upgrade
Total Liabilities & Equity	4,479	4,232	4,205	3,944	3,902	3,599	Upgrade
Total Debt	60.49	119.27	120.23	131.38	122.7	227.89	Upgrade
Net Cash (Debt)	574.55	254.44	225.62	123.13	369.91	79.15	Upgrade
Net Cash Growth	54.11%	12.77%	83.24%	-66.71%	367.34%	-	Upgrade
Net Cash Per Share	35.40	14.94	13.02	6.83	20.00	4.32	Upgrade
Filing Date Shares Outstanding	16.23	16.49	16.43	17.05	17.69	18.04	Upgrade
Total Common Shares Outstanding	16.23	16.46	16.42	17.03	17.76	18.08	Upgrade
Book Value Per Share	29.44	26.67	24.80	20.97	22.94	20.47	Upgrade
Tangible Book Value	457.22	417.91	385.37	333.16	382.02	342.98	Upgrade
Tangible Book Value Per Share	28.17	25.40	23.47	19.57	21.51	18.97	Upgrade

Source: S&P Global Market Intelligence. Banks template. Financial Sources.