South Plains Financial, Inc. (FRA:4S4)

South Plains Financial Statistics

Total Valuation

FRA:4S4 has a market cap or net worth of EUR 533.64 million.

Market Cap	533.64M
Enterprise Value	n/a

Important Dates

The last earnings date was Tuesday, October 21, 2025.

Earnings Date	Oct 21, 2025
Ex-Dividend Date	Jul 28, 2025

Share Statistics

Current Share Class	16.24M
Shares Outstanding	n/a
Shares Change (YoY)	-4.45%
Shares Change (QoQ)	-3.89%
Owned by Insiders (%)	14.97%
Owned by Institutions (%)	41.15%
Float	12.28M

Valuation Ratios

The trailing PE ratio is 10.49 and the forward PE ratio is 10.88.

PE Ratio	10.49
Forward PE	10.88
PS Ratio	3.05
PB Ratio	1.31
P/TBV Ratio	1.37
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 12.97%.

Return on Equity (ROE)	12.97%
Return on Assets (ROA)	1.35%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	310,169
Profits Per Employee	90,238
Employee Count	600
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, FRA:4S4 has paid 13.63 million in taxes.

Income Tax	13.63M
Effective Tax Rate	21.12%

Stock Price Statistics

The stock price has increased by +5.77% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	+5.77%
50-Day Moving Average	33.53
200-Day Moving Average	32.06
Relative Strength Index (RSI)	49.94
Average Volume (20 Days)	n/a

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, FRA:4S4 had revenue of EUR 174.94 million and earned 50.89 million in profits. Earnings per share was 3.14.

Revenue	174.94M
Gross Profit	174.94M
Operating Income	64.52M
Pretax Income	64.52M
Net Income	50.89M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	3.14

Balance Sheet

The company has 541.25 million in cash and 51.56 million in debt, giving a net cash position of 489.69 million.

Cash & Cash Equivalents	541.25M
Total Debt	51.56M
Net Cash	489.69M
Net Cash Per Share	n/a
Equity (Book Value)	407.23M
Book Value Per Share	25.09
Working Capital	-2.76B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	36.88%
Pretax Margin	36.88%
Profit Margin	29.09%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.55, which amounts to a dividend yield of 1.67%.

Dividend Per Share	0.55
Dividend Yield	1.67%
Dividend Growth (YoY)	9.58%
Years of Dividend Growth	4
Payout Ratio	n/a
Buyback Yield	4.45%
Shareholder Yield	6.12%
Earnings Yield	9.54%
FCF Yield	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2