South Plains Financial, Inc. (FRA:4S4)

South Plains Financial Statistics

Total Valuation

FRA:4S4 has a market cap or net worth of EUR 539.51 million.

Market Cap	539.51M
Enterprise Value	n/a

Important Dates

The last earnings date was Friday, July 18, 2025.

Earnings Date	Jul 18, 2025
Ex-Dividend Date	Jul 28, 2025

Share Statistics

Current Share Class	16.24M
Shares Outstanding	n/a
Shares Change (YoY)	-0.18%
Shares Change (QoQ)	-1.05%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	12.22M

Valuation Ratios

The trailing PE ratio is 11.60 and the forward PE ratio is 11.27.

PE Ratio	11.60
Forward PE	11.27
PS Ratio	3.18
PB Ratio	1.40
P/TBV Ratio	1.46
P/FCF Ratio	10.88
P/OCF Ratio	10.08
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	1.92
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 12.52%.

Return on Equity (ROE)	12.52%
Return on Assets (ROA)	1.27%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	300,442
Profits Per Employee	82,445
Employee Count	600
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, FRA:4S4 has paid 12.55 million in taxes.

Income Tax	12.55M
Effective Tax Rate	21.26%

Stock Price Statistics

The stock price has increased by +10.79% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	+10.79%
50-Day Moving Average	31.74
200-Day Moving Average	32.31
Relative Strength Index (RSI)	47.78
Average Volume (20 Days)	692

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	1.51

Income Statement

In the last 12 months, FRA:4S4 had revenue of EUR 169.45 million and earned 46.50 million in profits. Earnings per share was 2.72.

Revenue	169.45M
Gross Profit	169.45M
Operating Income	59.05M
Pretax Income	59.05M
Net Income	46.50M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	2.72

Balance Sheet

The company has 409.66 million in cash and 95.33 million in debt, giving a net cash position of 314.33 million.

Cash & Cash Equivalents	409.66M
Total Debt	95.33M
Net Cash	314.33M
Net Cash Per Share	n/a
Equity (Book Value)	386.64M
Book Value Per Share	23.82
Working Capital	-2.79B

Cash Flow

In the last 12 months, operating cash flow was 53.55 million and capital expenditures -3.97 million, giving a free cash flow of 49.58 million.

Operating Cash Flow	53.55M
Capital Expenditures	-3.97M
Free Cash Flow	49.58M
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	34.85%
Pretax Margin	34.85%
Profit Margin	27.44%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	29.26%

Dividends & Yields

This stock pays an annual dividend of 0.55, which amounts to a dividend yield of 1.79%.

Dividend Per Share	0.55
Dividend Yield	1.79%
Dividend Growth (YoY)	9.58%
Years of Dividend Growth	4
Payout Ratio	17.65%
Buyback Yield	0.18%
Shareholder Yield	1.97%
Earnings Yield	8.62%
FCF Yield	9.19%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4