South Plains Financial, Inc. (FRA:4S4)

South Plains Financial Statistics

Total Valuation

FRA:4S4 has a market cap or net worth of EUR 571.34 million.

Market Cap	571.34M
Enterprise Value	n/a

Important Dates

The last earnings date was Monday, January 26, 2026.

Earnings Date	Jan 26, 2026
Ex-Dividend Date	Oct 27, 2025

Share Statistics

Current Share Class	16.29M
Shares Outstanding	n/a
Shares Change (YoY)	-0.20%
Shares Change (QoQ)	+0.04%
Owned by Insiders (%)	15.08%
Owned by Institutions (%)	41.15%
Float	12.31M

Valuation Ratios

The trailing PE ratio is 11.47 and the forward PE ratio is 9.63.

PE Ratio	11.47
Forward PE	9.63
PS Ratio	3.25
PB Ratio	1.36
P/TBV Ratio	1.42
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 12.54%.

Return on Equity (ROE)	12.54%
Return on Assets (ROA)	1.34%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	n/a
Revenue Per Employee	312,128
Profits Per Employee	88,297
Employee Count	600
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, FRA:4S4 has paid 13.29 million in taxes.

Income Tax	13.29M
Effective Tax Rate	21.06%

Stock Price Statistics

Beta (5Y)	n/a
52-Week Price Change	n/a
50-Day Moving Average	33.37
200-Day Moving Average	32.41
Relative Strength Index (RSI)	45.05
Average Volume (20 Days)	n/a

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	2.34

Income Statement

In the last 12 months, FRA:4S4 had revenue of EUR 176.04 million and earned 49.80 million in profits. Earnings per share was 2.93.

Revenue	176.04M
Gross Profit	176.04M
Operating Income	63.09M
Pretax Income	63.09M
Net Income	49.80M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	2.93

Balance Sheet

The company has 470.51 million in cash and 51.52 million in debt, with a net cash position of 418.99 million.

Cash & Cash Equivalents	470.51M
Total Debt	51.52M
Net Cash	418.99M
Net Cash Per Share	n/a
Equity (Book Value)	420.60M
Book Value Per Share	25.81
Working Capital	-2.82B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	35.84%
Pretax Margin	35.84%
Profit Margin	28.29%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.55, which amounts to a dividend yield of 1.67%.

Dividend Per Share	0.55
Dividend Yield	1.67%
Dividend Growth (YoY)	6.17%
Years of Dividend Growth	5
Payout Ratio	n/a
Buyback Yield	0.20%
Shareholder Yield	1.87%
Earnings Yield	8.72%
FCF Yield	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2