NI Holdings, Inc. (FRA:4V0)

NI Holdings Ratios and Metrics

Market cap in millions EUR. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Nov 20, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	236	313	242	262	353	286
Market Cap Growth	-21.99%	29.50%	-7.80%	-25.71%	23.44%	-15.54%
Enterprise Value	216	277	214	213	315	231
PE Ratio	106.91	-	-	-	47.71	8.66
PS Ratio	0.93	1.00	0.88	1.05	1.24	1.14
PB Ratio	1.14	1.33	1.07	1.11	1.16	1.00
P/FCF Ratio	-	18.97	11.73	-	14.12	6.94
P/OCF Ratio	-	17.93	11.40	-	13.77	6.86
EV/Sales Ratio	0.84	0.88	0.78	0.85	1.11	0.92
EV/EBITDA Ratio	31.12	21.33	11.11	-	28.71	5.23
EV/EBIT Ratio	35.73	22.47	11.50	-	31.67	5.34
EV/FCF Ratio	-35.15	16.80	10.37	-	12.60	5.60
Debt / Equity Ratio	0.01	0.01	-	-	-	-
Debt / EBITDA Ratio	0.19	0.13	-	-	-	-
Debt / FCF Ratio	-	0.11	-	-	-	-
Quick Ratio	0.44	0.44	0.28	0.38	0.44	0.65
Current Ratio	0.52	0.50	0.70	0.50	0.52	0.70
Asset Turnover	0.54	0.55	0.48	0.42	0.51	0.54
Return on Equity (ROE)	1.07%	2.67%	7.88%	-12.88%	2.39%	12.55%
Return on Assets (ROA)	0.80%	1.35%	2.02%	-5.22%	1.11%	5.86%
Return on Capital (ROIC)	1.80%	3.21%	5.10%	-11.00%	2.03%	10.02%
Earnings Yield	0.94%	-1.87%	-2.05%	-18.94%	2.10%	11.54%
FCF Yield	-2.60%	5.27%	8.53%	-8.09%	7.08%	14.40%
Buyback Yield / Dilution	-0.91%	0.69%	0.46%	1.49%	1.30%	1.45%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.