NI Holdings, Inc. (FRA:4V0)

NI Holdings Statistics

Total Valuation

NI Holdings has a market cap or net worth of EUR 236.10 million. The enterprise value is 216.18 million.

Market Cap	236.10M
Enterprise Value	216.18M

Important Dates

The next estimated earnings date is Wednesday, March 4, 2026.

Earnings Date	Mar 4, 2026
Ex-Dividend Date	n/a

Share Statistics

Current Share Class	20.61M
Shares Outstanding	n/a
Shares Change (YoY)	+0.91%
Shares Change (QoQ)	-0.18%
Owned by Insiders (%)	6.25%
Owned by Institutions (%)	17.70%
Float	5.20M

Valuation Ratios

The trailing PE ratio is 106.91.

PE Ratio	106.91
Forward PE	n/a
PS Ratio	0.93
PB Ratio	1.14
P/TBV Ratio	1.14
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 31.12, with an EV/FCF ratio of -35.15.

EV / Earnings	97.89
EV / Sales	0.84
EV / EBITDA	31.12
EV / EBIT	35.73
EV / FCF	-35.15

Financial Position

The company has a current ratio of 0.52, with a Debt / Equity ratio of 0.01.

Current Ratio	0.52
Quick Ratio	0.44
Debt / Equity	0.01
Debt / EBITDA	0.19
Debt / FCF	-0.21
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 1.07% and return on invested capital (ROIC) is 1.80%.

Return on Equity (ROE)	1.07%
Return on Assets (ROA)	0.80%
Return on Invested Capital (ROIC)	1.80%
Return on Capital Employed (ROCE)	2.87%
Revenue Per Employee	1.22M
Profits Per Employee	10,566
Employee Count	216
Asset Turnover	0.54
Inventory Turnover	n/a

Taxes

In the past 12 months, NI Holdings has paid 1.55 million in taxes.

Income Tax	1.55M
Effective Tax Rate	41.18%

Stock Price Statistics

The stock price has decreased by -22.97% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	-22.97%
50-Day Moving Average	11.32
200-Day Moving Average	11.49
Relative Strength Index (RSI)	54.92
Average Volume (20 Days)	n/a

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	4.53

Income Statement

In the last 12 months, NI Holdings had revenue of EUR 253.96 million and earned 2.21 million in profits. Earnings per share was 0.09.

Revenue	253.96M
Gross Profit	5.99M
Operating Income	5.99M
Pretax Income	3.75M
Net Income	2.21M
EBITDA	6.57M
EBIT	5.99M
Earnings Per Share (EPS)	0.09

Balance Sheet

The company has 21.01 million in cash and 1.28 million in debt, giving a net cash position of 19.73 million.

Cash & Cash Equivalents	21.01M
Total Debt	1.28M
Net Cash	19.73M
Net Cash Per Share	n/a
Equity (Book Value)	207.79M
Book Value Per Share	10.07
Working Capital	-121.73M

Cash Flow

In the last 12 months, operating cash flow was -5.78 million and capital expenditures -367,341, giving a free cash flow of -6.15 million.

Operating Cash Flow	-5.78M
Capital Expenditures	-367,341
Free Cash Flow	-6.15M
FCF Per Share	n/a

Margins

Gross margin is 2.36%, with operating and profit margins of 2.36% and 0.87%.

Gross Margin	2.36%
Operating Margin	2.36%
Pretax Margin	1.48%
Profit Margin	0.87%
EBITDA Margin	2.59%
EBIT Margin	2.36%
FCF Margin	n/a

Dividends & Yields

NI Holdings does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-0.91%
Shareholder Yield	-0.91%
Earnings Yield	0.94%
FCF Yield	-2.60%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2