Affinity Bancshares, Inc. (FRA:5610)
16.50
-0.30 (-1.79%)
At close: Dec 1, 2025
Affinity Bancshares Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
Interest Income on Loans | 43.84 | 41.35 | 35.42 | 30.05 | 31.48 | 29.93 | Upgrade |
Interest Income on Investments | 6.24 | 6.62 | 7.28 | 2.09 | 0.97 | 0.7 | Upgrade |
Total Interest Income | 50.08 | 47.97 | 42.7 | 32.13 | 32.45 | 30.63 | Upgrade |
Interest Paid on Deposits | 17.57 | 16.46 | 14.09 | 3.23 | 2.68 | 4.75 | Upgrade |
Interest Paid on Borrowings | 2.19 | 2.35 | 1.41 | -0.85 | 0.5 | 0.74 | Upgrade |
Total Interest Expense | 19.76 | 18.81 | 15.5 | 2.38 | 3.18 | 5.49 | Upgrade |
Net Interest Income | 30.32 | 29.17 | 27.2 | 29.76 | 29.28 | 25.14 | Upgrade |
Net Interest Income Growth (YoY) | 6.61% | 7.24% | -8.59% | 1.64% | 16.44% | 98.20% | Upgrade |
Gain (Loss) on Sale of Investments | -0.39 | -0.39 | - | - | - | 0.02 | Upgrade |
Other Non-Interest Income | 0.76 | 0.75 | 0.85 | 0.79 | 1.17 | 0.78 | Upgrade |
Total Non-Interest Income | 1.77 | 1.88 | 2.47 | 2.4 | 2.68 | 2.16 | Upgrade |
Non-Interest Income Growth (YoY) | -23.95% | -23.76% | 2.66% | -10.31% | 24.21% | 31.06% | Upgrade |
Revenues Before Loan Losses | 32.09 | 31.05 | 29.66 | 32.16 | 31.95 | 27.3 | Upgrade |
Provision for Loan Losses | 0.3 | 0.44 | -0.04 | 0.7 | 1.08 | 2 | Upgrade |
| 31.78 | 30.61 | 29.71 | 31.45 | 30.88 | 25.3 | Upgrade | |
Revenue Growth (YoY) | 3.87% | 3.04% | -5.55% | 1.86% | 22.06% | 76.54% | Upgrade |
Salaries and Employee Benefits | 12.01 | 11.59 | 10.87 | 11.21 | 9.98 | 10.59 | Upgrade |
Federal Deposit Insurance | - | - | - | - | - | 0.4 | Upgrade |
Selling, General & Administrative | 7.72 | 8.14 | 6.53 | 5.48 | 5.93 | 7.67 | Upgrade |
Other Non-Interest Expense | 2.29 | 4.03 | 3.92 | 5.44 | 3.88 | 2.45 | Upgrade |
Total Non-Interest Expense | 22.02 | 23.63 | 21.32 | 22.13 | 19.79 | 21.42 | Upgrade |
EBT Excluding Unusual Items | 9.76 | 6.98 | 8.39 | 9.33 | 11.09 | 3.88 | Upgrade |
Asset Writedown | - | - | - | - | -1.18 | - | Upgrade |
Pretax Income | 9.76 | 6.98 | 8.39 | 9.33 | 9.91 | 3.88 | Upgrade |
Income Tax Expense | 2.22 | 1.54 | 1.94 | 2.19 | 2.34 | 0.79 | Upgrade |
Net Income | 7.55 | 5.44 | 6.45 | 7.13 | 7.57 | 3.09 | Upgrade |
Net Income to Common | 7.55 | 5.44 | 6.45 | 7.13 | 7.57 | 3.09 | Upgrade |
Net Income Growth | 34.53% | -15.62% | -9.62% | -5.80% | 145.24% | 769.86% | Upgrade |
Basic Shares Outstanding | 6 | 6 | 6 | 7 | 7 | 8 | Upgrade |
Diluted Shares Outstanding | 7 | 7 | 7 | 7 | 7 | 8 | Upgrade |
Shares Change (YoY) | -0.32% | 0.28% | -3.03% | -2.98% | -7.94% | 0.74% | Upgrade |
EPS (Basic) | 1.19 | 0.85 | 1.00 | 1.07 | 1.10 | 0.41 | Upgrade |
EPS (Diluted) | 1.17 | 0.83 | 0.98 | 1.06 | 1.09 | 0.41 | Upgrade |
EPS Growth | 37.46% | -15.31% | -7.55% | -2.75% | 167.23% | 763.52% | Upgrade |
Effective Tax Rate | 22.70% | 22.07% | 23.13% | 23.51% | 23.59% | 20.41% | Upgrade |
Source: S&P Global Market Intelligence. Banks template. Financial Sources.