Affinity Bancshares Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	53.85	41.43	50.03	26.32	111.78
Investment Securities	45.02	53.72	68.96	54.64	27.49
Mortgage-Backed Securities	-	13.06	16.74	18.34	21.34
Total Investments	45.02	66.78	85.7	72.98	48.83
Gross Loans	742.68	714.93	660.59	647.28	585.34
Allowance for Loan Losses	-8.99	-8.5	-8.92	-9.33	-8.56
Other Adjustments to Gross Loans	-	-0.81	-0.71	-1.05	-0.96
Net Loans	733.69	705.62	650.96	636.91	575.83
Property, Plant & Equipment	2.84	4.53	5.54	6.47	3.78
Goodwill	-	17.23	17.23	17.23	17.23
Other Intangible Assets	17.98	0.94	1.14	1.33	1.52
Accrued Interest Receivable	-	2.3	2.1	-	-
Other Real Estate Owned & Foreclosed	-	-	2.85	2.9	3.54
Other Long-Term Assets	28.32	24.8	25.22	26.31	23.38
Total Assets	881.7	866.82	843.26	791.28	788.09
Interest Bearing Deposits	562.21	486.89	488.55	440.48	101.16
Institutional Deposits	-	35.2	31.2	26.4	317.7
Non-Interest Bearing Deposits	132.8	151.4	154.69	190.3	193.94
Total Deposits	695.01	673.48	674.44	657.17	612.8
Short-Term Borrowings	-	4.82	-	10.03	-
Current Portion of Leases	-	0.63	-	-	-
Accrued Interest Payable	5.67	2.2	3.04	1.81	2.48
Federal Home Loan Bank Debt, Long-Term	54	54	40	-	48.99
Long-Term Leases	-	0.96	2.16	2.7	-
Pension & Post-Retirement Benefits	-	0.52	0.5	0.48	0.46
Other Long-Term Liabilities	-	1.1	1.6	2	2.4
Total Liabilities	754.68	737.7	721.74	674.18	667.12
Common Stock	0.06	0.06	0.06	0.07	0.07
Additional Paid-In Capital	58.07	62.36	61.03	63.13	68.04
Retained Earnings	76.11	76.79	71.35	65.36	58.22
Comprehensive Income & Other	-7.22	-10.09	-10.92	-11.45	-5.36
Shareholders' Equity	127.02	129.12	121.52	117.1	120.97
Total Liabilities & Equity	881.7	866.82	843.26	791.28	788.09
Total Debt	54	60.4	42.16	12.72	48.99
Net Cash (Debt)	-0.15	-18.97	7.87	13.6	62.79
Net Cash Growth	-	-	-42.16%	-78.34%	17.75%
Net Cash Per Share	-0.02	-2.89	1.20	2.01	9.01
Filing Date Shares Outstanding	6.1	6.39	6.42	6.6	6.64
Total Common Shares Outstanding	6.1	6.41	6.42	6.61	6.87
Book Value Per Share	20.84	20.14	18.94	17.73	17.60
Tangible Book Value	109.04	110.94	103.15	98.55	102.22
Tangible Book Value Per Share	17.89	17.31	16.08	14.92	14.87

Source: S&P Global Market Intelligence. Banks template. Financial Sources.