Affinity Bancshares, Inc. (FRA:5610)

Affinity Bancshares Statistics

Total Valuation

FRA:5610 has a market cap or net worth of EUR 103.49 million.

Market Cap	103.49M
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Wednesday, February 4, 2026.

Earnings Date	Feb 4, 2026
Ex-Dividend Date	Mar 13, 2025

Share Statistics

Current Share Class	6.10M
Shares Outstanding	n/a
Shares Change (YoY)	-1.97%
Shares Change (QoQ)	-1.39%
Owned by Insiders (%)	21.42%
Owned by Institutions (%)	23.15%
Float	4.25M

Valuation Ratios

The trailing PE ratio is 14.58.

PE Ratio	14.58
Forward PE	n/a
PS Ratio	3.69
PB Ratio	0.96
P/TBV Ratio	1.11
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 6.51%.

Return on Equity (ROE)	6.51%
Return on Assets (ROA)	0.95%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	n/a
Revenue Per Employee	311,684
Profits Per Employee	78,848
Employee Count	92
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, FRA:5610 has paid 2.47 million in taxes.

Income Tax	2.47M
Effective Tax Rate	25.85%

Stock Price Statistics

The stock price has decreased by -4.60% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	-4.60%
50-Day Moving Average	16.79
200-Day Moving Average	16.24
Relative Strength Index (RSI)	49.38
Average Volume (20 Days)	n/a

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	1.07

Income Statement

In the last 12 months, FRA:5610 had revenue of EUR 28.05 million and earned 7.10 million in profits. Earnings per share was 1.10.

Revenue	28.05M
Gross Profit	28.05M
Operating Income	9.57M
Pretax Income	9.57M
Net Income	7.10M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	1.10

Balance Sheet

The company has 45.86 million in cash and 45.99 million in debt, with a net cash position of -127,755.

Cash & Cash Equivalents	45.86M
Total Debt	45.99M
Net Cash	-127,755
Net Cash Per Share	n/a
Equity (Book Value)	108.18M
Book Value Per Share	17.75
Working Capital	-550.90M

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	34.12%
Pretax Margin	34.12%
Profit Margin	25.30%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 1.37, which amounts to a dividend yield of 8.28%.

Dividend Per Share	1.37
Dividend Yield	8.28%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	1
Payout Ratio	n/a
Buyback Yield	1.97%
Shareholder Yield	10.25%
Earnings Yield	6.86%
FCF Yield	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2