MS&AD Insurance Group Holdings, Inc. (FRA:59M)
Germany flag Germany · Delayed Price · Currency is EUR
19.10
+0.40 (2.14%)
At close: Nov 28, 2025

FRA:59M Statistics

Total Valuation

FRA:59M has a market cap or net worth of EUR 28.70 billion. The enterprise value is 21.06 billion.

Market Cap28.70B
Enterprise Value 21.06B

Important Dates

The last earnings date was Wednesday, November 19, 2025.

Earnings Date Nov 19, 2025
Ex-Dividend Date Sep 29, 2025

Share Statistics

Current Share Class 1.49B
Shares Outstanding n/a
Shares Change (YoY) -4.52%
Shares Change (QoQ) -1.03%
Owned by Insiders (%) 0.06%
Owned by Institutions (%) 51.17%
Float 1.33B

Valuation Ratios

The trailing PE ratio is 6.88.

PE Ratio 6.88
Forward PE n/a
PS Ratio 0.69
PB Ratio 1.13
P/TBV Ratio 1.28
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 5.05
EV / Sales 0.53
EV / EBITDA 3.52
EV / EBIT 3.95
EV / FCF n/a

Financial Position

The company has a current ratio of 1.60, with a Debt / Equity ratio of 0.18.

Current Ratio 1.60
Quick Ratio 0.76
Debt / Equity 0.18
Debt / EBITDA 0.73
Debt / FCF n/a
Interest Coverage 81.76

Financial Efficiency

Return on equity (ROE) is 16.66% and return on invested capital (ROIC) is 11.89%.

Return on Equity (ROE) 16.66%
Return on Assets (ROA) 2.24%
Return on Invested Capital (ROIC) 11.89%
Return on Capital Employed (ROCE) 4.03%
Revenue Per Employee 1.04M
Profits Per Employee 104,250
Employee Count38,247
Asset Turnover 0.27
Inventory Turnover n/a

Taxes

In the past 12 months, FRA:59M has paid 1.43 billion in taxes.

Income Tax 1.43B
Effective Tax Rate 25.43%

Stock Price Statistics

The stock price has decreased by -7.28% in the last 52 weeks.

Beta (5Y) n/a
52-Week Price Change -7.28%
50-Day Moving Average 18.53
200-Day Moving Average 19.22
Relative Strength Index (RSI) 58.04
Average Volume (20 Days) 23

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, FRA:59M had revenue of EUR 41.47 billion and earned 4.17 billion in profits. Earnings per share was 2.76.

Revenue41.47B
Gross Profit 10.87B
Operating Income 5.55B
Pretax Income 5.63B
Net Income 4.17B
EBITDA 6.23B
EBIT 5.55B
Earnings Per Share (EPS) 2.76
Full Income Statement

Balance Sheet

The company has 12.01 billion in cash and 4.55 billion in debt, giving a net cash position of 6.26 billion.

Cash & Cash Equivalents 12.01B
Total Debt 4.55B
Net Cash 6.26B
Net Cash Per Share n/a
Equity (Book Value) 25.29B
Book Value Per Share 16.80
Working Capital 11.66B
Full Balance Sheet

Cash Flow

Operating Cash Flow n/a
Capital Expenditures n/a
Free Cash Flow n/a
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross margin is 26.21%, with operating and profit margins of 13.38% and 10.06%.

Gross Margin 26.21%
Operating Margin 13.38%
Pretax Margin 13.57%
Profit Margin 10.06%
EBITDA Margin 15.01%
EBIT Margin 13.38%
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of 0.89, which amounts to a dividend yield of 4.65%.

Dividend Per Share 0.89
Dividend Yield 4.65%
Dividend Growth (YoY) -34.86%
Years of Dividend Growth 6
Payout Ratio n/a
Buyback Yield 4.52%
Shareholder Yield 9.17%
Earnings Yield 14.54%
FCF Yield n/a
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on March 28, 2024. It was a forward split with a ratio of 3.

Last Split Date Mar 28, 2024
Split Type Forward
Split Ratio 3

Scores

Altman Z-Score n/a
Piotroski F-Score 3