MainStreet Bancshares Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	162.76	207.71	114.51	130.6	93.2
Investment Securities	71.75	54.63	57.69	58.05	89.38
Trading Asset Securities	-	21.72	18.57	23.9	2.1
Mortgage-Backed Securities	-	17.19	19.52	22.23	30.88
Total Investments	71.75	93.54	95.77	104.17	122.36
Gross Loans	1,865	1,835	1,727	1,600	1,359
Allowance for Loan Losses	-19.31	-19.45	-16.51	-14.11	-11.7
Other Adjustments to Gross Loans	-4.17	-4.99	-5.45	-5.53	-5.48
Net Loans	1,842	1,811	1,705	1,580	1,342
Property, Plant & Equipment	13.53	19.05	20.16	21.4	22.02
Other Intangible Assets	-	-	14.66	9.15	2.49
Accrued Interest Receivable	14.52	9.06	10.73	8.78	6.74
Other Receivables	-	2.25	1.67	0.8	0.97
Other Current Assets	2.81	-	-	-	-
Other Real Estate Owned & Foreclosed	1.7	-	-	-	0.78
Other Long-Term Assets	103.78	84.54	71.51	65.81	56.27
Total Assets	2,213	2,228	2,035	1,926	1,647
Interest Bearing Deposits	1,030	1,048	875.92	587.4	591.59
Institutional Deposits	490.59	535.7	445.6	374.8	289.7
Non-Interest Bearing Deposits	378.69	324.31	364.61	550.69	530.68
Total Deposits	1,899	1,908	1,686	1,513	1,412
Short-Term Borrowings	-	21.72	33.57	23.9	2.1
Current Portion of Long-Term Debt	-	-	-	100	-
Current Portion of Leases	-	0.69	-	-	-
Long-Term Debt	69.94	73.04	72.64	72.25	29.29
Long-Term Leases	-	5.78	6.9	7.34	7.75
Other Long-Term Liabilities	24.96	11.09	14.68	11.1	7.51
Total Liabilities	1,994	2,020	1,814	1,727	1,459
Preferred Stock, Redeemable	27.26	27.26	27.26	27.26	27.26
Common Stock	29.01	29.47	29.2	28.74	29.47
Additional Paid-In Capital	66.53	67.82	65.99	64	67.67
Retained Earnings	101.56	91.15	106.55	86.83	64.19
Comprehensive Income & Other	-5.77	-7.71	-7.48	-8.55	0.2
Total Common Equity	191.33	180.73	194.25	171.02	161.53
Shareholders' Equity	218.59	207.99	221.52	198.28	188.79
Total Liabilities & Equity	2,213	2,228	2,035	1,926	1,647
Total Debt	69.94	101.23	113.11	203.48	39.14
Net Cash (Debt)	92.82	128.2	19.97	-48.99	56.15
Net Cash Growth	-27.59%	541.97%	-	-	-34.77%
Net Cash Per Share	12.13	16.85	2.65	-6.51	7.43
Filing Date Shares Outstanding	7.25	7.49	7.39	7.26	7.42
Total Common Shares Outstanding	7.25	7.37	7.3	7.18	7.37
Book Value Per Share	26.39	24.54	26.61	23.81	21.93
Tangible Book Value	191.33	180.73	179.6	161.87	159.03
Tangible Book Value Per Share	26.39	24.54	24.61	22.53	21.59

Source: S&P Global Market Intelligence. Banks template. Financial Sources.