VCREDIT Holdings Limited (FRA:5R6)
Germany · Delayed Price · Currency is EUR 0.3360
+0.0020 (0.60%)
At close: Sep 30, 2025
VCREDIT Holdings Income Statement
Financials in millions CNY. Fiscal year is January - December.
Millions CNY. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Jun '25 Jun 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
Interest and Dividend Income | 1,989 | 1,968 | 1,477 | 1,922 | 1,972 | 2,017 | Upgrade |
Total Interest Expense | 307.03 | 347.93 | 331.34 | 531.03 | 593.92 | 719.29 | Upgrade |
Net Interest Income | 1,682 | 1,620 | 1,146 | 1,391 | 1,378 | 1,298 | Upgrade |
Other Revenue | 649.39 | 257.38 | 141.89 | 109.52 | 479.19 | 202.46 | Upgrade |
Revenue Before Loan Losses | 4,611 | 3,827 | 3,529 | 3,065 | 3,397 | 2,214 | Upgrade |
Provision for Loan Losses | 1,160 | 1,093 | 688.35 | 623.43 | 415.62 | 2,310 | Upgrade |
| 3,452 | 2,734 | 2,840 | 2,442 | 2,981 | -96.09 | Upgrade | |
Revenue Growth (YoY) | 47.90% | -3.74% | 16.34% | -18.11% | - | - | Upgrade |
Salaries & Employee Benefits | 0.51 | 0.51 | 1.64 | 4.97 | 33.29 | 74.72 | Upgrade |
Cost of Services Provided | 2,535 | 2,023 | 2,058 | 1,679 | 1,513 | 1,119 | Upgrade |
Other Operating Expenses | -103.81 | -120.53 | -57.35 | -72.28 | -72.07 | -371.07 | Upgrade |
Total Operating Expenses | 2,432 | 1,903 | 2,003 | 1,612 | 1,474 | 822.5 | Upgrade |
Operating Income | 1,019 | 831.38 | 837.82 | 829.46 | 1,507 | -918.6 | Upgrade |
Earnings From Equity Investments | -8.88 | -6.82 | -7.85 | - | 0.69 | -11.07 | Upgrade |
Currency Exchange Gain (Loss) | -22.42 | -11.99 | -0.58 | -45.3 | 20.19 | 38.15 | Upgrade |
EBT Excluding Unusual Items | 755.25 | 615.08 | 599.1 | 706.17 | 1,519 | -1,067 | Upgrade |
Gain (Loss) on Sale of Investments | -2.9 | 14.29 | -0.83 | -14.82 | -4.91 | 0.47 | Upgrade |
Other Unusual Items | - | - | -1.28 | 3.78 | - | 3.41 | Upgrade |
Pretax Income | 752.35 | 629.38 | 596.99 | 695.12 | 1,514 | -1,063 | Upgrade |
Income Tax Expense | 178.54 | 151.21 | 143.08 | 162.65 | 334.98 | -193.26 | Upgrade |
Earnings From Continuing Ops. | 573.81 | 478.16 | 453.91 | 532.47 | 1,179 | -869.56 | Upgrade |
Minority Interest in Earnings | 0 | 0 | -0.01 | -0.01 | -0.02 | -0.02 | Upgrade |
Net Income | 573.81 | 478.17 | 453.91 | 532.47 | 1,179 | -869.58 | Upgrade |
Net Income to Common | 573.81 | 478.17 | 453.91 | 532.47 | 1,179 | -869.58 | Upgrade |
Net Income Growth | 110.85% | 5.34% | -14.75% | -54.85% | - | - | Upgrade |
Shares Outstanding (Basic) | 488 | 488 | 488 | 487 | 488 | 492 | Upgrade |
Shares Outstanding (Diluted) | 490 | 490 | 490 | 490 | 492 | 492 | Upgrade |
Shares Change (YoY) | 0.01% | -0.02% | -0.04% | -0.40% | 0.04% | -2.15% | Upgrade |
EPS (Basic) | 1.18 | 0.98 | 0.93 | 1.09 | 2.42 | -1.77 | Upgrade |
EPS (Diluted) | 1.17 | 0.98 | 0.93 | 1.09 | 2.40 | -1.77 | Upgrade |
EPS Growth | 109.88% | 5.32% | -14.68% | -54.58% | - | - | Upgrade |
Free Cash Flow | -1,050 | 1,424 | -1,366 | 3,014 | -1,033 | 5,252 | Upgrade |
Free Cash Flow Per Share | -2.14 | 2.91 | -2.79 | 6.15 | -2.10 | 10.68 | Upgrade |
Dividend Per Share | 0.234 | 0.188 | 0.227 | 0.177 | 0.204 | - | Upgrade |
Dividend Growth | 165.09% | -17.18% | 28.27% | -13.14% | - | - | Upgrade |
Operating Margin | 29.54% | 30.41% | 29.50% | 33.97% | 50.56% | - | Upgrade |
Profit Margin | 16.63% | 17.49% | 15.98% | 21.81% | 39.55% | - | Upgrade |
Free Cash Flow Margin | -30.42% | 52.07% | -48.08% | 123.44% | -34.64% | - | Upgrade |
Effective Tax Rate | 23.73% | 24.03% | 23.97% | 23.40% | 22.12% | - | Upgrade |
Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.