VCREDIT Holdings Limited (FRA:5R6)

VCREDIT Holdings Ratios and Metrics

Market cap in millions EUR. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Nov 26, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	144	119	129	171	233	179
Market Cap Growth	20.44%	-7.64%	-24.44%	-26.88%	30.51%	-53.34%
PE Ratio	2.11	1.88	2.23	2.36	1.43	-
PS Ratio	0.35	0.33	0.36	0.52	0.57	-14.86
PB Ratio	0.25	0.20	0.24	0.33	0.50	0.63
P/FCF Ratio	-	0.63	-	0.42	-	0.27
P/OCF Ratio	-	0.62	-	0.41	-	0.27
Debt / Equity Ratio	1.58	1.16	1.36	1.19	2.07	2.15
Debt / FCF Ratio	-	3.77	-	1.51	-	0.93
Quick Ratio	2.98	1.98	1.97	2.15	2.49	2.74
Current Ratio	3.71	2.50	2.62	2.69	2.74	3.42
Asset Turnover	0.26	0.23	0.26	0.23	0.30	-
Return on Equity (ROE)	12.76%	10.90%	11.36%	14.75%	41.52%	-32.29%
Return on Assets (ROA)	4.37%	4.04%	4.12%	4.98%	12.03%	-7.69%
Earnings Yield	47.45%	53.13%	44.91%	42.33%	69.95%	-60.89%
FCF Yield	-86.82%	158.19%	-135.12%	239.60%	-61.26%	367.78%
Dividend Yield	10.32%	12.30%	12.51%	8.97%	-	-
Payout Ratio	7.90%	9.48%	24.43%	19.76%	3.42%	-
Buyback Yield / Dilution	-0.01%	0.02%	0.04%	0.40%	-0.04%	2.15%
Total Shareholder Return	10.31%	12.33%	12.56%	9.38%	-0.04%	2.15%

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.