VCREDIT Holdings Limited (FRA:5R6)
Germany flag Germany · Delayed Price · Currency is EUR
0.3360
+0.0020 (0.60%)
At close: Sep 30, 2025

VCREDIT Holdings Statistics

Total Valuation

FRA:5R6 has a market cap or net worth of EUR 180.85 million.

Market Cap180.85M
Enterprise Value n/a

Important Dates

The next estimated earnings date is Tuesday, November 25, 2025.

Earnings Date Nov 25, 2025
Ex-Dividend Date Jun 18, 2025

Share Statistics

Current Share Class 485.58M
Shares Outstanding n/a
Shares Change (YoY) +0.01%
Shares Change (QoQ) +0.12%
Owned by Insiders (%) n/a
Owned by Institutions (%) n/a
Float 77.29M

Valuation Ratios

The trailing PE ratio is 2.65.

PE Ratio 2.65
Forward PE n/a
PS Ratio 0.44
PB Ratio 0.32
P/TBV Ratio 0.32
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

The company has a current ratio of 3.71, with a Debt / Equity ratio of 1.57.

Current Ratio 3.71
Quick Ratio 2.98
Debt / Equity 1.57
Debt / EBITDA n/a
Debt / FCF -7.13
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 12.76%.

Return on Equity (ROE) 12.76%
Return on Assets (ROA) 4.37%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee 443,044
Profits Per Employee 73,654
Employee Count870
Asset Turnover 0.26
Inventory Turnover n/a

Taxes

In the past 12 months, FRA:5R6 has paid 21.22 million in taxes.

Income Tax 21.22M
Effective Tax Rate 23.73%

Stock Price Statistics

The stock price has increased by +50.45% in the last 52 weeks.

Beta (5Y) n/a
52-Week Price Change +50.45%
50-Day Moving Average 0.33
200-Day Moving Average 0.35
Relative Strength Index (RSI) 51.00
Average Volume (20 Days) n/a

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, FRA:5R6 had revenue of EUR 410.26 million and earned 68.20 million in profits. Earnings per share was 0.14.

Revenue410.26M
Gross Profit 182.73M
Operating Income 121.18M
Pretax Income 89.43M
Net Income 68.20M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) 0.14
Full Income Statement

Balance Sheet

The company has 202.61 million in cash and 889.29 million in debt, giving a net cash position of -686.68 million.

Cash & Cash Equivalents 202.61M
Total Debt 889.29M
Net Cash -686.68M
Net Cash Per Share n/a
Equity (Book Value) 564.76M
Book Value Per Share 1.16
Working Capital 1.18B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -119.79 million and capital expenditures -5.00 million, giving a free cash flow of -124.78 million.

Operating Cash Flow -119.79M
Capital Expenditures -5.00M
Free Cash Flow -124.78M
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross margin is 44.54%, with operating and profit margins of 29.54% and 16.62%.

Gross Margin 44.54%
Operating Margin 29.54%
Pretax Margin 21.80%
Profit Margin 16.62%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of 0.02, which amounts to a dividend yield of 6.62%.

Dividend Per Share 0.02
Dividend Yield 6.62%
Dividend Growth (YoY) -26.59%
Years of Dividend Growth n/a
Payout Ratio 7.90%
Buyback Yield -0.01%
Shareholder Yield 6.61%
Earnings Yield 37.71%
FCF Yield -69.00%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 4