Saga plc Cash Flow Statement

Financials in millions GBP. Fiscal year is February - January.

Millions GBP. Fiscal year is Feb - Jan.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '25 Jul 31, 2025	Jan '25 Jan 31, 2025	Jan '24 Jan 31, 2024	Jan '23 Jan 31, 2023	Jan '22 Jan 31, 2022	Jan '21 Jan 31, 2021
Net Income	-62.2	-164.9	-113	-273.1	-28	-67.8
Depreciation & Amortization	29.8	29.7	35.2	32.4	23.5	16.6
Other Amortization	9.2	10.4	8.9	9.2	10.6	12.4
Gain (Loss) on Sale of Assets	24.2	0.4	10.4	1.1	-6.6	-15.2
Stock-Based Compensation	4.2	4.2	3.4	3.9	3.4	2.4
Change in Other Net Operating Assets	11.6	-1.2	40.8	-57.8	29.3	-66.5
Other Operating Activities	88.1	68.1	-10.2	0.9	5.2	-25.3
Operating Cash Flow	112.8	113.2	83.7	-13.9	46.5	-78.4
Operating Cash Flow Growth	42.51%	35.24%	-	-	-	-
Capital Expenditures	-21.8	-20.1	-26.7	-20.8	-18.9	-285.1
Sale of Property, Plant & Equipment	1.1	0.9	-	0.2	10.5	8.3
Cash Acquisitions	-	-	-	-0.9	-	-
Investment in Securities	53.1	34	44.7	25.6	-18.9	41.9
Investing Cash Flow	5.9	14.8	18	4.1	-27.3	-211.8
Long-Term Debt Issued	-	95	-	-	250	330.8
Total Debt Repaid	-411.5	-239.5	-73.8	-54.2	-173.6	-134
Net Debt Issued (Repaid)	-56.5	-144.5	-73.8	-54.2	76.4	196.8
Issuance of Common Stock	-	-	-	-	-	150.3
Common Dividends Paid	-	-	-	-	-	-0.1
Other Financing Activities	-	-	-	-	-6.8	-29
Financing Cash Flow	-56.5	-144.5	-73.8	-54.2	69.6	318
Net Cash Flow	62.2	-16.5	27.9	-64	88.8	27.8
Free Cash Flow	91	93.1	57	-34.7	27.6	-363.5
Free Cash Flow Growth	66.36%	63.33%	-	-	-	-
Free Cash Flow Margin	14.65%	15.66%	9.98%	-5.27%	7.31%	-106.91%
Free Cash Flow Per Share	0.65	0.66	0.41	-0.25	0.20	-3.59
Cash Interest Paid	64.6	41.7	38.2	37.6	34.2	24.1
Cash Income Tax Paid	-	-3.6	-3.2	0.9	4.6	10.7
Levered Free Cash Flow	-47.19	-242.21	57.46	-96.13	80.76	-376.41
Unlevered Free Cash Flow	-13.19	-214.53	83.78	-69.75	104.58	-357.54
Change in Working Capital	11.6	-1.2	40.8	-57.8	29.3	-66.5

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.