AEON Financial Service Balance Sheet

Financials in millions JPY. Fiscal year is March - February.

Millions JPY. Fiscal year is Mar - Feb.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov '25 Nov 30, 2025	Feb '25 Feb 28, 2025	Feb '24 Feb 29, 2024	Feb '23 Feb 28, 2023	Feb '22 Feb 28, 2022	Feb '21 Feb 28, 2021
Cash & Equivalents	538,069	795,068	625,482	804,693	697,628	666,738
Investment Securities	1,350,778	897,337	701,392	557,094	666,789	671,509
Total Investments	1,350,778	897,337	701,392	557,094	666,789	671,509
Gross Loans	5,862,373	5,291,083	5,114,330	4,797,949	4,470,347	4,345,569
Allowance for Loan Losses	-135,661	-	-120,707	-127,445	-124,549	-133,331
Net Loans	5,726,712	5,291,083	4,993,623	4,670,504	4,345,798	4,212,238
Property, Plant & Equipment	41,170	34,512	32,146	31,925	34,320	39,152
Goodwill	35,881	42,188	11,684	13,191	14,924	16,784
Other Intangible Assets	152,804	147,338	128,694	117,848	112,076	104,987
Restricted Cash	77,696	106,535	116,695	123,894	111,015	92,567
Other Current Assets	414,527	350,608	194,901	200,590	170,924	184,176
Long-Term Deferred Tax Assets	-	39,980	35,453	37,544	39,021	44,289
Other Long-Term Assets	6	55,312	104,948	101,515	85,375	90,501
Total Assets	8,338,079	7,760,375	6,945,571	6,659,468	6,278,586	6,123,721
Accounts Payable	512,208	317,805	268,536	255,662	225,236	270,015
Accrued Expenses	9,025	7,828	5,695	5,163	11,215	24,196
Interest Bearing Deposits	5,479,595	5,206,242	4,538,363	4,397,953	4,178,544	4,018,666
Total Deposits	5,479,595	5,206,242	4,538,363	4,397,953	4,178,544	4,018,666
Short-Term Borrowings	163,972	177,362	344,422	296,934	289,074	301,468
Current Portion of Long-Term Debt	296,435	316,534	249,071	203,095	153,624	85,171
Other Current Liabilities	293,937	275,804	187,620	185,699	194,551	189,340
Long-Term Debt	909,456	787,103	691,715	682,064	613,183	619,747
Pension & Post-Retirement Benefits	1,567	1,662	2,128	2,151	2,271	4,707
Long-Term Deferred Tax Liabilities	14,137	1,732	1,998	1,286	1,273	1,518
Other Long-Term Liabilities	49,852	78,656	81,709	88,329	100,559	134,225
Total Liabilities	7,730,184	7,170,728	6,371,257	6,118,336	5,769,530	5,649,053
Common Stock	45,698	45,698	45,698	45,698	45,698	45,698
Additional Paid-In Capital	118,588	118,729	119,144	120,270	119,990	120,145
Retained Earnings	293,305	294,092	286,022	278,172	258,525	237,385
Treasury Stock	-321	-330	-357	-390	-442	-460
Comprehensive Income & Other	11,174	6,832	7,891	-8,937	486	-1,262
Total Common Equity	468,444	465,021	458,398	434,813	424,257	401,506
Minority Interest	139,451	124,626	115,916	106,319	84,799	73,162
Shareholders' Equity	607,895	589,647	574,314	541,132	509,056	474,668
Total Liabilities & Equity	8,338,079	7,760,375	6,945,571	6,659,468	6,278,586	6,123,721
Total Debt	1,369,863	1,280,999	1,285,208	1,182,093	1,055,881	1,006,386
Net Cash (Debt)	-831,794	-466,213	-619,650	-339,478	-317,099	-300,647
Net Cash Per Share	-3853.00	-2159.60	-2870.51	-1572.73	-1469.10	-1392.87
Filing Date Shares Outstanding	215.88	215.88	215.87	215.86	215.84	215.83
Total Common Shares Outstanding	215.88	215.88	215.87	215.86	215.84	215.83
Book Value Per Share	2169.88	2154.07	2123.49	2014.35	1965.63	1860.28
Tangible Book Value	279,759	275,495	318,020	303,774	297,257	279,735
Tangible Book Value Per Share	1295.87	1276.15	1473.20	1407.29	1377.23	1296.09

Source: S&P Global Market Intelligence. Banks template. Financial Sources.