AEON Financial Service Cash Flow Statement

Financials in millions JPY. Fiscal year is March - February.

Millions JPY. Fiscal year is Mar - Feb.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Feb '25 Feb 28, 2025	Feb '24 Feb 29, 2024	Feb '23 Feb 28, 2023	Feb '22 Feb 28, 2022	Feb '21 Feb 28, 2021
Net Income	19,527	20,896	30,677	30,212	17,693
Depreciation & Amortization	31,725	32,754	32,098	32,434	31,450
Gain (Loss) on Sale of Assets	2,833	685	617	605	700
Provision for Credit Losses	9,945	-	-	-	-
Net Decrease (Increase) in Loans Originated / Sold - Operating	219,100	-	-	-	-
Change in Accounts Payable	50,022	12,573	30,020	-44,964	9,218
Change in Other Net Operating Assets	-577,856	-251,338	-204,565	-121,329	-245,409
Other Operating Activities	-93,978	-7,621	-6,230	20,734	9,562
Operating Cash Flow	-338,712	-191,950	-117,402	-82,282	-176,829
Capital Expenditures	-2,622	-4,626	-5,122	-4,101	-4,908
Sale of Property, Plant and Equipment	44	27	12	76	8
Cash Acquisitions	45,101	58	-	-	9,595
Investment in Securities	-198,452	-74,383	57,884	13,047	-31,436
Income (Loss) Equity Investments	-30	101	-19	26	-43
Divestitures	23,530	-	-	-	-
Purchase / Sale of Intangibles	-36,964	-40,430	-28,743	-24,958	-30,996
Other Investing Activities	10,884	5,657	-13,050	-17,626	-36,820
Investing Cash Flow	-158,479	-113,697	10,981	-33,562	-94,557
Short-Term Debt Repaid	-	-	-	-	-25
Total Debt Repaid	-	-	-	-	-25
Net Debt Issued (Repaid)	-	-	-	-	-25
Common Dividends Paid	-11,441	-12,519	-11,007	-9,064	-10,790
Net Increase (Decrease) in Deposit Accounts	686,049	141,174	223,355	158,569	239,111
Other Financing Activities	-8,478	-5,672	-3,552	-4,444	-3,539
Financing Cash Flow	666,130	122,983	208,796	145,061	224,757
Foreign Exchange Rate Adjustments	648	-554	4,688	1,674	-40
Net Cash Flow	169,586	-179,212	107,065	30,890	-46,669
Free Cash Flow	-341,334	-196,576	-122,524	-86,383	-181,737
Free Cash Flow Margin	-70.40%	-42.87%	-28.49%	-19.10%	-39.05%
Free Cash Flow Per Share	-1581.13	-910.63	-567.63	-400.21	-841.97
Cash Interest Paid	36,679	28,423	23,361	21,711	23,719
Cash Income Tax Paid	14,493	14,593	5,834	18,984	18,764

Source: S&P Global Market Intelligence. Banks template. Financial Sources.