AEON Financial Service Cash Flow Statement

Financials in millions JPY. Fiscal year is March - February.

Millions JPY. Fiscal year is Mar - Feb.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2016 - 2020
Period Ending	Feb '25 Feb 28, 2025	Feb '24 Feb 29, 2024	Feb '23 Feb 28, 2023	Feb '22 Feb 28, 2022	Feb '21 Feb 28, 2021	2016 - 2020
Net Income	19,527	20,896	30,677	30,212	17,693	Upgrade
Depreciation & Amortization	31,725	32,754	32,098	32,434	31,450	Upgrade
Gain (Loss) on Sale of Assets	2,833	685	617	605	700	Upgrade
Provision for Credit Losses	9,945	-	-	-	-	Upgrade
Net Decrease (Increase) in Loans Originated / Sold - Operating	219,100	-	-	-	-	Upgrade
Change in Accounts Payable	50,022	12,573	30,020	-44,964	9,218	Upgrade
Change in Other Net Operating Assets	-577,856	-251,338	-204,565	-121,329	-245,409	Upgrade
Other Operating Activities	-93,978	-7,621	-6,230	20,734	9,562	Upgrade
Operating Cash Flow	-338,712	-191,950	-117,402	-82,282	-176,829	Upgrade
Capital Expenditures	-2,622	-4,626	-5,122	-4,101	-4,908	Upgrade
Sale of Property, Plant and Equipment	44	27	12	76	8	Upgrade
Cash Acquisitions	45,101	58	-	-	9,595	Upgrade
Investment in Securities	-198,452	-74,383	57,884	13,047	-31,436	Upgrade
Income (Loss) Equity Investments	-30	101	-19	26	-43	Upgrade
Divestitures	23,530	-	-	-	-	Upgrade
Purchase / Sale of Intangibles	-36,964	-40,430	-28,743	-24,958	-30,996	Upgrade
Other Investing Activities	10,884	5,657	-13,050	-17,626	-36,820	Upgrade
Investing Cash Flow	-158,479	-113,697	10,981	-33,562	-94,557	Upgrade
Short-Term Debt Repaid	-	-	-	-	-25	Upgrade
Total Debt Repaid	-	-	-	-	-25	Upgrade
Net Debt Issued (Repaid)	-	-	-	-	-25	Upgrade
Common Dividends Paid	-11,441	-12,519	-11,007	-9,064	-10,790	Upgrade
Net Increase (Decrease) in Deposit Accounts	686,049	141,174	223,355	158,569	239,111	Upgrade
Other Financing Activities	-8,478	-5,672	-3,552	-4,444	-3,539	Upgrade
Financing Cash Flow	666,130	122,983	208,796	145,061	224,757	Upgrade
Foreign Exchange Rate Adjustments	648	-554	4,688	1,674	-40	Upgrade
Net Cash Flow	169,586	-179,212	107,065	30,890	-46,669	Upgrade
Free Cash Flow	-341,334	-196,576	-122,524	-86,383	-181,737	Upgrade
Free Cash Flow Margin	-70.40%	-42.87%	-28.49%	-19.10%	-39.05%	Upgrade
Free Cash Flow Per Share	-1581.13	-910.63	-567.63	-400.21	-841.97	Upgrade
Cash Interest Paid	36,679	28,423	23,361	21,711	23,719	Upgrade
Cash Income Tax Paid	14,493	14,593	5,834	18,984	18,764	Upgrade

Source: S&P Global Market Intelligence. Banks template. Financial Sources.