SoFi Technologies Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	4,929	2,538	3,085	1,422	494.71
Long-Term Investments	2,576	1,925	724.86	419.59	595.39
Trading Asset Securities	-	290.71	6.92	34.61	15.34
Loans & Lease Receivables	15,174	9,844	7,562	307.96	115.91
Other Receivables	-	587.5	169.85	127.05	85.52
Property, Plant & Equipment	510.39	118.93	131.1	149.65	174.43
Goodwill	1,394	1,394	1,394	1,623	898.53
Other Intangible Assets	610.1	890.08	719.96	709.59	505.47
Restricted Cash	427.32	171.07	530.56	424.4	273.73
Other Current Assets	-	368.14	215.95	73.43	57.9
Long-Term Deferred Tax Assets	-	267.22	-	-	-
Other Long-Term Assets	2,177	171.6	138.73	159.42	6.43
Total Assets	50,660	36,251	30,075	19,008	9,176
Interest Bearing Deposits	37,387	25,861	18,569	7,266	-
Non-Interest Bearing Deposits	118.05	116.8	51.67	76.5	-
Total Deposits	37,505	25,978	18,621	7,342	-
Accounts Payable	743.72	106.34	93.3	126.88	156.76
Accrued Expenses	-	291.76	268.87	163.67	95.51
Short-Term Debt	-	-	4.6	9.25	0.86
Current Portion of Leases	-	26.7	-	-	-
Long-Term Debt	1,816	3,093	5,241	5,503	4,042
Long-Term Leases	106.19	84.21	121.82	131.44	152.97
Long-Term Unearned Revenue	-	7.47	5.72	10.03	2.55
Other Current Liabilities	-	91.21	103.2	-	-
Long-Term Deferred Tax Liabilities	-	20.16	40.23	56.48	1.79
Other Long-Term Liabilities	-	26.46	20.65	136.23	26.52
Total Liabilities	40,171	29,726	24,520	13,479	4,479
Common Stock	0.13	0.11	0.1	0.09	0.08
Additional Paid-In Capital	11,303	7,839	7,040	6,720	5,562
Retained Earnings	-824.28	-1,306	-1,804	-1,504	-1,183
Comprehensive Income & Other	10.98	-8.37	-1.21	-8.3	-1.47
Total Common Equity	10,489	6,525	5,235	5,208	4,377
Shareholders' Equity	10,489	6,525	5,555	5,528	4,698
Total Liabilities & Equity	50,660	36,251	30,075	19,008	9,176
Total Debt	1,922	3,204	5,367	5,644	4,195
Net Cash (Debt)	3,008	-375.2	-2,275	-4,187	-3,685
Net Cash Per Share	2.40	-0.34	-2.41	-4.65	-7.00
Filing Date Shares Outstanding	1,271	1,097	976.74	934.55	828.59
Total Common Shares Outstanding	1,271	1,095	975.86	933.9	828.15
Working Capital	5,145	4,990	7,876	8,304	6,743
Book Value Per Share	8.26	5.96	5.36	5.58	5.29
Tangible Book Value	8,864	4,584	3,302	3,025	3,142
Tangible Book Value Per Share	6.98	4.18	3.38	3.24	3.79

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.