SoFi Technologies Ratios and Metrics

Market cap in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Feb '26 Feb 19, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	20,588	28,105	16,141	8,630	4,003	11,218
Market Cap Growth	26.41%	74.12%	87.03%	115.61%	-64.32%	1270.23%
PE Ratio	50.22	68.56	34.88	-	-	-
PS Ratio	6.75	9.21	6.32	4.61	2.82	13.05
PB Ratio	2.30	3.15	2.56	1.72	0.77	2.72
Debt / Equity Ratio	0.19	0.19	0.49	0.97	1.02	0.89
Net Debt / Equity Ratio	-0.29	-0.29	0.06	0.41	0.76	0.79
Net Debt / FCF Ratio	0.77	0.77	-0.29	-0.31	-0.57	-2.63
Quick Ratio	0.55	0.55	0.50	0.57	0.25	2.81
Current Ratio	1.18	1.18	1.19	1.41	2.09	27.64
Asset Turnover	0.08	0.08	0.08	0.08	0.11	0.11
Return on Equity (ROE)	5.66%	5.66%	8.26%	-5.43%	-6.27%	-12.42%
Return on Assets (ROA)	1.11%	1.11%	1.50%	-1.23%	-2.27%	-5.46%
Return on Invested Capital (ROIC)	4.01%	4.34%	2.26%	-0.49%	-2.98%	-5.32%
Earnings Yield	1.99%	1.46%	2.98%	-3.15%	-7.49%	-3.79%
FCF Yield	-16.48%	-12.08%	-7.62%	-76.93%	-171.80%	-10.99%
Payout Ratio	-	-	3.31%	-	-	-
Buyback Yield / Dilution	-13.65%	-13.65%	-16.55%	-4.90%	-71.03%	-613.23%

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.