ING Bank Slaski Income Statement

Financials in millions PLN. Fiscal year is January - December.

Millions PLN. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest Income on Loans	13,147	12,365	11,368	7,162	5,432	5,244
Interest Income on Investments	588	747	1,041	949.8	0.7	2.8
Total Interest Income	13,735	13,112	12,409	8,112	5,432	5,247
Interest Paid on Deposits	4,898	4,387	4,239	2,498	462.7	705.1
Net Interest Income	8,837	8,725	8,171	5,614	4,970	4,542
Net Interest Income Growth (YoY)	2.40%	6.79%	45.54%	12.96%	9.42%	5.01%
Gain (Loss) on Sale of Assets	-	-	-2.2	-4.4	-3.1	-1.5
Gain (Loss) on Sale of Investments	-5	-9	1.1	1.7	41.2	38.4
Other Non-Interest Income	2,823	2,530	2,479	2,085	1,860	1,636
Total Non-Interest Income	2,818	2,521	2,478	2,083	1,898	1,673
Non-Interest Income Growth (YoY)	7.19%	1.75%	18.97%	9.73%	13.46%	14.21%
Revenues Before Loan Losses	11,655	11,246	10,648	7,697	6,868	6,215
Provision for Loan Losses	760	944	613.2	1,030	372.4	1,075
Revenue	10,895	10,302	10,035	6,667	6,495	5,140
Revenue Growth (YoY)	6.33%	2.66%	50.53%	2.64%	26.37%	-0.86%
Selling, General & Administrative	4,238	3,958	3,700	3,642	2,965	2,713
Other Non-Interest Expense	851	832	644.3	646.9	544.7	481.6
Total Non-Interest Expense	5,047	4,757	4,315	4,263	3,480	3,179
EBT Excluding Unusual Items	5,848	5,545	5,720	2,403	3,015	1,961
Pretax Income	5,848	5,545	5,720	2,403	3,015	1,912
Income Tax Expense	1,278	1,176	1,279	688.7	707	574.1
Earnings From Continuing Operations	4,570	4,369	4,441	1,714	2,308	1,338
Net Income	4,570	4,369	4,441	1,714	2,308	1,338
Net Income to Common	4,570	4,369	4,441	1,714	2,308	1,338
Net Income Growth	5.52%	-1.62%	159.03%	-25.73%	72.57%	-19.36%
Basic Shares Outstanding	130	130	130	130	130	130
Diluted Shares Outstanding	130	130	130	130	130	130
Shares Change (YoY)	0.04%	0.02%	0.01%	-	-	-
EPS (Basic)	35.11	33.57	34.13	13.18	17.74	10.28
EPS (Diluted)	35.11	33.57	34.13	13.18	17.74	10.28
EPS Growth	5.49%	-1.64%	159.00%	-25.73%	72.57%	-19.36%
Dividend Per Share	25.180	25.180	33.350	-	5.300	5.100
Dividend Growth	-24.50%	-24.50%	-	-	3.92%	-
Effective Tax Rate	21.85%	21.21%	22.36%	28.66%	23.45%	30.03%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.