Midland States Bancorp, Inc. (FRA:6HU)

Midland States Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	176.59	114.77	135.06	160.63	680.37	341.64
Investment Securities	309.47	298.02	305.79	354.16	483.5	377.41
Trading Asset Securities	5.2	3.84	0.37	0.45	5.91	2.22
Mortgage-Backed Securities	1,083	948.07	658.03	468.9	468.98	365.32
Total Investments	1,398	1,250	964.19	823.51	958.38	744.95
Gross Loans	5,084	5,224	6,170	6,369	5,271	5,151
Allowance for Loan Losses	-92.69	-111.2	-159.32	-61.05	-51.06	-60.44
Other Adjustments to Gross Loans	-49	-56.7	-66.4	-62.6	-46.1	-47.2
Net Loans	4,943	5,056	5,944	6,245	5,174	5,043
Property, Plant & Equipment	111.84	116.41	140.81	78.29	79.22	83.3
Goodwill	7.93	161.9	161.9	161.9	161.9	161.9
Other Intangible Assets	10.36	12.1	16.11	20.87	24.37	28.38
Loans Held for Sale	37.3	344.95	3.81	1.29	32.05	138.09
Accrued Interest Receivable	25.05	25.33	34.13	20.31	19.47	23.55
Other Current Assets	-	-	-	20.75	-	4.2
Other Real Estate Owned & Foreclosed	1.66	6.5	11.35	8.4	14.49	21.36
Other Long-Term Assets	397	418.56	378.4	314.14	299.82	278.28
Total Assets	7,108	7,507	7,790	7,856	7,444	6,869
Interest Bearing Deposits	4,873	4,975	4,985	4,884	3,721	3,543
Institutional Deposits	-	166.8	179.2	118.6	143.5	88.3
Non-Interest Bearing Deposits	1,074	1,056	1,145	1,362	2,246	1,470
Total Deposits	5,947	6,197	6,310	6,365	6,111	5,101
Short-Term Borrowings	97.57	93.15	209.7	302.76	77.2	69.27
Current Portion of Long-Term Debt	-	40	-	-	-	304
Current Portion of Leases	1.77	1.77	-	-	-	-
Accrued Interest Payable	87.29	108.5	92.24	60.87	82.78	-
Long-Term Debt	77.76	77.75	93.55	99.77	139.26	169.97
Federal Home Loan Bank Debt, Long-Term	263	218	310	210	310	475
Long-Term Leases	8.34	8.34	9.3	8.9	10.7	11.96
Trust Preferred Securities	51.52	51.21	50.62	49.98	49.37	48.81
Other Long-Term Liabilities	-	-	-	-	-	67.13
Total Liabilities	6,534	6,796	7,075	7,097	6,780	6,247
Preferred Stock, Redeemable	110.55	110.55	110.55	110.55	-	-
Common Stock	0.22	0.22	0.22	0.22	0.22	0.22
Additional Paid-In Capital	436.21	434.35	435.46	449.2	445.91	453.41
Retained Earnings	100.73	247.7	245.64	282.41	212.47	156.33
Comprehensive Income & Other	-73.99	-81.96	-76.75	-83.8	5.24	11.43
Total Common Equity	463.16	600.3	604.57	648.03	663.84	621.39
Shareholders' Equity	573.71	710.85	715.11	758.57	663.84	621.39
Total Liabilities & Equity	7,108	7,507	7,790	7,856	7,444	6,869
Total Debt	499.96	490.22	673.16	671.4	586.54	1,079
Net Cash (Debt)	-318.17	-371.62	-537.73	-510.32	99.74	-735.15
Net Cash Per Share	-14.62	-17.10	-24.30	-22.79	4.42	-31.49
Filing Date Shares Outstanding	21.54	21.52	21.5	22.23	22.03	22.28
Total Common Shares Outstanding	21.52	21.49	21.55	22.21	22.05	22.33
Book Value Per Share	21.53	27.93	28.05	29.17	30.11	27.83
Tangible Book Value	444.87	426.3	426.55	465.26	477.56	431.11
Tangible Book Value Per Share	20.68	19.83	19.79	20.94	21.66	19.31

Source: S&P Global Market Intelligence. Banks template. Financial Sources.