NMI Holdings, Inc. (FRA:6NM)

NMI Holdings Statistics

Total Valuation

NMI Holdings has a market cap or net worth of EUR 2.52 billion. The enterprise value is 2.84 billion.

Market Cap	2.52B
Enterprise Value	2.84B

Important Dates

The last earnings date was Tuesday, February 10, 2026.

Earnings Date	Feb 10, 2026
Ex-Dividend Date	n/a

Share Statistics

Current Share Class	76.03M
Shares Outstanding	n/a
Shares Change (YoY)	-2.75%
Shares Change (QoQ)	-0.79%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	74.64M

Valuation Ratios

The trailing PE ratio is 7.61 and the forward PE ratio is 7.53.

PE Ratio	7.61
Forward PE	7.53
PS Ratio	4.19
PB Ratio	1.14
P/TBV Ratio	1.14
P/FCF Ratio	7.17
P/OCF Ratio	7.06
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 6.18, with an EV/FCF ratio of 8.09.

EV / Earnings	8.58
EV / Sales	4.74
EV / EBITDA	6.18
EV / EBIT	6.34
EV / FCF	8.09

Financial Position

The company has a current ratio of 1.97, with a Debt / Equity ratio of 0.16.

Current Ratio	1.97
Quick Ratio	0.63
Debt / Equity	0.16
Debt / EBITDA	0.79
Debt / FCF	1.03
Interest Coverage	18.55

Financial Efficiency

Return on equity (ROE) is 16.17% and return on invested capital (ROIC) is 13.80%.

Return on Equity (ROE)	16.17%
Return on Assets (ROA)	9.18%
Return on Invested Capital (ROIC)	13.80%
Return on Capital Employed (ROCE)	15.12%
Weighted Average Cost of Capital (WACC)	n/a
Revenue Per Employee	2.67M
Profits Per Employee	1.47M
Employee Count	225
Asset Turnover	0.20
Inventory Turnover	n/a

Taxes

In the past 12 months, NMI Holdings has paid 94.43 million in taxes.

Income Tax	94.43M
Effective Tax Rate	22.18%

Stock Price Statistics

The stock price has decreased by -3.55% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	-3.55%
50-Day Moving Average	33.23
200-Day Moving Average	32.99
Relative Strength Index (RSI)	46.46
Average Volume (20 Days)	0

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	4.07

Income Statement

In the last 12 months, NMI Holdings had revenue of EUR 601.67 million and earned 331.25 million in profits. Earnings per share was 4.19.

Revenue	601.67M
Gross Profit	469.43M
Operating Income	449.94M
Pretax Income	425.68M
Net Income	331.25M
EBITDA	459.53M
EBIT	449.94M
Earnings Per Share (EPS)	4.19

Balance Sheet

The company has 111.19 million in cash and 362.43 million in debt, with a net cash position of -325.01 million.

Cash & Cash Equivalents	111.19M
Total Debt	362.43M
Net Cash	-325.01M
Net Cash Per Share	n/a
Equity (Book Value)	2.21B
Book Value Per Share	28.94
Working Capital	286.18M

Cash Flow

In the last 12 months, operating cash flow was 357.12 million and capital expenditures -5.78 million, giving a free cash flow of 351.34 million.

Operating Cash Flow	357.12M
Capital Expenditures	-5.78M
Free Cash Flow	351.34M
FCF Per Share	n/a

Margins

Gross margin is 78.02%, with operating and profit margins of 74.78% and 55.05%.

Gross Margin	78.02%
Operating Margin	74.78%
Pretax Margin	70.75%
Profit Margin	55.05%
EBITDA Margin	76.37%
EBIT Margin	74.78%
FCF Margin	58.39%

Dividends & Yields

NMI Holdings does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	2.75%
Shareholder Yield	2.75%
Earnings Yield	13.15%
FCF Yield	13.94%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	5