NMI Holdings, Inc. (FRA:6NM)

NMI Holdings Statistics

Total Valuation

NMI Holdings has a market cap or net worth of EUR 2.55 billion. The enterprise value is 2.80 billion.

Market Cap	2.55B
Enterprise Value	2.80B

Important Dates

The next estimated earnings date is Friday, February 6, 2026.

Earnings Date	Feb 6, 2026
Ex-Dividend Date	n/a

Share Statistics

Current Share Class	76.87M
Shares Outstanding	n/a
Shares Change (YoY)	-2.62%
Shares Change (QoQ)	-0.54%
Owned by Insiders (%)	1.61%
Owned by Institutions (%)	98.19%
Float	75.59M

Valuation Ratios

The trailing PE ratio is 7.85 and the forward PE ratio is 7.71.

PE Ratio	7.85
Forward PE	7.71
PS Ratio	4.32
PB Ratio	1.19
P/TBV Ratio	1.19
P/FCF Ratio	7.73
P/OCF Ratio	7.60
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 6.13, with an EV/FCF ratio of 8.50.

EV / Earnings	8.63
EV / Sales	4.70
EV / EBITDA	6.13
EV / EBIT	6.29
EV / FCF	8.50

Financial Position

The company has a current ratio of 2.22, with a Debt / Equity ratio of 0.17.

Current Ratio	2.22
Quick Ratio	1.03
Debt / Equity	0.17
Debt / EBITDA	0.80
Debt / FCF	1.10
Interest Coverage	18.21

Financial Efficiency

Return on equity (ROE) is 16.17% and return on invested capital (ROIC) is 11.64%.

Return on Equity (ROE)	16.17%
Return on Assets (ROA)	9.19%
Return on Invested Capital (ROIC)	11.64%
Return on Capital Employed (ROCE)	15.22%
Revenue Per Employee	2.59M
Profits Per Employee	1.42M
Employee Count	230
Asset Turnover	0.20
Inventory Turnover	n/a

Taxes

In the past 12 months, NMI Holdings has paid 92.60 million in taxes.

Income Tax	92.60M
Effective Tax Rate	22.20%

Stock Price Statistics

The stock price has decreased by -13.16% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	-13.16%
50-Day Moving Average	31.58
200-Day Moving Average	32.69
Relative Strength Index (RSI)	61.81
Average Volume (20 Days)	4

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	3.90

Income Statement

In the last 12 months, NMI Holdings had revenue of EUR 589.97 million and earned 324.62 million in profits. Earnings per share was 4.08.

Revenue	589.97M
Gross Profit	460.63M
Operating Income	441.47M
Pretax Income	417.22M
Net Income	324.62M
EBITDA	451.30M
EBIT	441.47M
Earnings Per Share (EPS)	4.08

Balance Sheet

The company has 211.79 million in cash and 362.66 million in debt, giving a net cash position of -251.49 million.

Cash & Cash Equivalents	211.79M
Total Debt	362.66M
Net Cash	-251.49M
Net Cash Per Share	n/a
Equity (Book Value)	2.14B
Book Value Per Share	27.80
Working Capital	335.77M

Cash Flow

In the last 12 months, operating cash flow was 335.28 million and capital expenditures -5.57 million, giving a free cash flow of 329.71 million.

Operating Cash Flow	335.28M
Capital Expenditures	-5.57M
Free Cash Flow	329.71M
FCF Per Share	n/a

Margins

Gross margin is 78.08%, with operating and profit margins of 74.83% and 55.02%.

Gross Margin	78.08%
Operating Margin	74.83%
Pretax Margin	70.72%
Profit Margin	55.02%
EBITDA Margin	76.50%
EBIT Margin	74.83%
FCF Margin	55.89%

Dividends & Yields

NMI Holdings does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	2.62%
Shareholder Yield	2.62%
Earnings Yield	12.74%
FCF Yield	12.94%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	5