First Bank Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	301.44	257.64	214.18	112.34	153.61
Investment Securities	59.13	47.43	67.47	87	65.44
Trading Asset Securities	-	14.45	14.37	13.51	1.98
Mortgage-Backed Securities	104.74	79.72	73.62	60.44	70.86
Total Investments	163.87	141.6	155.45	160.95	138.28
Gross Loans	3,297	3,148	3,025	2,341	2,130
Allowance for Loan Losses	-45.38	-37.77	-42.4	-25.47	-23.75
Other Adjustments to Gross Loans	-3.51	-3.45	-3.35	-3.51	-4.52
Net Loans	3,248	3,106	2,979	2,312	2,102
Property, Plant & Equipment	18.37	30.84	31.85	17.51	9.88
Goodwill	44.17	44.17	44.17	17.83	17.83
Other Intangible Assets	7.12	8.83	10.81	1.58	2.15
Accrued Interest Receivable	14.38	14.27	14.76	8.16	5.68
Restricted Cash	7.78	14.27	13.77	13.58	0.9
Long-Term Deferred Tax Assets	22.62	25.53	30.88	13.16	11.08
Other Real Estate Owned & Foreclosed	-	5.64	-	-	0.77
Other Long-Term Assets	130.44	131.07	114.35	75.51	81.87
Total Assets	3,958	3,780	3,609	2,733	2,524
Interest Bearing Deposits	2,630	2,372	2,325	1,682	1,303
Institutional Deposits	-	164.71	141.25	107.99	253.16
Non-Interest Bearing Deposits	572.35	519.32	501.76	503.86	558.78
Total Deposits	3,202	3,056	2,968	2,294	2,115
Short-Term Borrowings	-	14.45	14.37	13.51	1.98
Current Portion of Leases	-	2.77	-	-	-
Accrued Interest Payable	4.76	3.82	2.81	1.22	0.4
Long-Term Debt	271.06	36.89	66.97	34.86	43.07
Federal Home Loan Bank Debt, Long-Term	-	240	167.43	85.81	81.84
Long-Term Leases	-	7.12	10.6	7.33	-
Pension & Post-Retirement Benefits	-	0.83	0.84	0.26	0.21
Other Long-Term Liabilities	36.41	9.42	7.84	6.45	14.98
Total Liabilities	3,515	3,371	3,238	2,443	2,257
Common Stock	136.79	135.5	134.55	104.51	103.7
Additional Paid-In Capital	126.33	124.52	122.88	80.7	79.56
Retained Earnings	214.46	176.78	140.56	127.53	95.92
Treasury Stock	-31.2	-22.72	-21.38	-15.84	-12.32
Comprehensive Income & Other	-2.88	-4.93	-5.72	-7.33	-0.21
Shareholders' Equity	443.5	409.16	370.9	289.56	266.67
Total Liabilities & Equity	3,958	3,780	3,609	2,733	2,524
Total Debt	271.06	301.23	259.37	141.5	126.88
Net Cash (Debt)	31.13	-28.39	-29.82	-14.36	30.87
Net Cash Per Share	1.24	-1.12	-1.35	-0.73	1.56
Filing Date Shares Outstanding	24.8	25.15	25.1	19.57	19.62
Total Common Shares Outstanding	24.8	25.1	24.97	19.45	19.47
Book Value Per Share	17.88	16.30	14.85	14.89	13.69
Tangible Book Value	392.21	356.16	315.92	270.16	246.7
Tangible Book Value Per Share	15.81	14.19	12.65	13.89	12.67

Source: S&P Global Market Intelligence. Banks template. Financial Sources.