E-L Financial Corporation Limited (FRA:74N)

E-L Financial Corporation Balance Sheet

Financials in millions CAD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Investments in Debt Securities	7,924	7,963	7,456	6,745	8,149	8,028
Investments in Equity & Preferred Securities	10,178	9,645	8,318	7,285	8,283	7,491
Policy Loans	88.33	62.92	47.17	50.04	109.73	116.87
Other Investments	0.4	0.84	4.96	9.03	5	5
Total Investments	18,259	17,751	15,925	14,203	16,705	15,806
Cash & Equivalents	399.63	373.41	440.86	302.95	636.1	427.76
Reinsurance Recoverable	310.05	296.07	281.36	310.04	-	-
Other Receivables	112.96	57.3	53.87	120.9	111.69	167.2
Separate Account Assets	10,008	9,394	8,813	8,566	9,257	8,457
Property, Plant & Equipment	1.37	2.73	13.91	14.68	16.81	21.04
Goodwill	24.99	24.99	24.95	24.47	-	-
Other Intangible Assets	67.92	58.75	61.51	60.57	28.51	27.98
Other Current Assets	13.62	14.82	13.83	9.78	6.3	5.38
Long-Term Deferred Tax Assets	88.46	92.28	89.44	89.62	-	-
Other Long-Term Assets	86.19	53.79	42.21	45.54	29.16	32.53
Total Assets	29,372	28,119	25,760	23,747	26,791	24,945
Accounts Payable	-	82.59	83.88	107.92	73.33	64.58
Insurance & Annuity Liabilities	6,899	6,868	6,708	6,145	7,281	7,331
Reinsurance Payable	255.2	213.85	253.23	217.06	253.33	384.76
Current Income Taxes Payable	-	67.03	19.94	-	52.72	9.83
Long-Term Debt	599.49	598.87	733.37	702.92	602.16	602.27
Long-Term Deferred Tax Liabilities	594.43	524.16	351.57	247.44	373.75	321.59
Separate Account Liability	10,008	9,394	8,813	8,566	9,257	8,457
Other Current Liabilities	17.73	16.87	16.87	12.78	13.14	8.52
Other Long-Term Liabilities	766.31	614.74	517.23	355.81	263.31	43.36
Total Liabilities	19,140	18,380	17,497	16,355	18,196	17,295
Preferred Stock, Convertible	300	300	300	300	300	300
Common Stock	62.35	62.35	62.35	64.06	66.66	66.79
Retained Earnings	8,466	8,017	6,729	5,949	6,853	6,051
Comprehensive Income & Other	109.99	89.84	68.92	48.3	96.09	100.56
Total Common Equity	8,638	8,169	6,860	6,062	7,016	6,218
Minority Interest	1,294	1,270	1,102	1,030	1,279	1,132
Shareholders' Equity	10,232	9,739	8,262	7,392	8,595	7,650
Total Liabilities & Equity	29,372	28,119	25,760	23,747	26,791	24,945
Filing Date Shares Outstanding	346.17	346.17	342.39	346.41	360.84	361.56
Total Common Shares Outstanding	346.17	346.17	342.39	346.41	360.84	361.56
Total Debt	599.49	598.87	733.37	702.92	602.16	602.27
Net Cash (Debt)	-199.86	-225.46	-292.51	-399.97	33.94	-174.51
Net Cash Per Share	-0.56	-0.62	-0.78	-1.13	0.08	-0.42
Book Value Per Share	24.95	23.60	20.04	17.50	19.44	17.20
Tangible Book Value	8,545	8,085	6,773	5,977	6,987	6,190
Tangible Book Value Per Share	24.69	23.36	19.78	17.25	19.36	17.12

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.