E-L Financial Corporation Limited (FRA:74N)

E-L Financial Corporation Statistics

Total Valuation

FRA:74N has a market cap or net worth of EUR 3.73 billion. The enterprise value is 4.84 billion.

Market Cap	3.73B
Enterprise Value	4.84B

Important Dates

The next estimated earnings date is Tuesday, March 10, 2026.

Earnings Date	Mar 10, 2026
Ex-Dividend Date	Dec 31, 2025

Share Statistics

Current Share Class	346.11M
Shares Outstanding	n/a
Shares Change (YoY)	-3.18%
Shares Change (QoQ)	-0.42%
Owned by Insiders (%)	0.17%
Owned by Institutions (%)	14.83%
Float	345.52M

Valuation Ratios

The trailing PE ratio is 4.71.

PE Ratio	4.71
Forward PE	n/a
PS Ratio	1.79
PB Ratio	0.60
P/TBV Ratio	0.71
P/FCF Ratio	n/a
P/OCF Ratio	16.95
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	6.12
EV / Sales	2.29
EV / EBITDA	4.02
EV / EBIT	4.04
EV / FCF	n/a

Financial Position

The company has a current ratio of 3.07, with a Debt / Equity ratio of 0.06.

Current Ratio	3.07
Quick Ratio	1.59
Debt / Equity	0.06
Debt / EBITDA	0.31
Debt / FCF	n/a
Interest Coverage	8.89

Financial Efficiency

Return on equity (ROE) is 14.95% and return on invested capital (ROIC) is 15.76%.

Return on Equity (ROE)	14.95%
Return on Assets (ROA)	4.23%
Return on Invested Capital (ROIC)	15.76%
Return on Capital Employed (ROCE)	6.63%
Weighted Average Cost of Capital (WACC)	n/a
Revenue Per Employee	1.69M
Profits Per Employee	639,568
Employee Count	1,236
Asset Turnover	0.12
Inventory Turnover	n/a

Taxes

In the past 12 months, FRA:74N has paid 148.49 million in taxes.

Income Tax	148.49M
Effective Tax Rate	14.17%

Stock Price Statistics

The stock price has increased by +10.64% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	+10.64%
50-Day Moving Average	10.19
200-Day Moving Average	9.62
Relative Strength Index (RSI)	49.18
Average Volume (20 Days)	63

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, FRA:74N had revenue of EUR 2.09 billion and earned 790.51 million in profits. Earnings per share was 2.21.

Revenue	2.09B
Gross Profit	1.29B
Operating Income	1.18B
Pretax Income	1.05B
Net Income	790.51M
EBITDA	1.19B
EBIT	1.18B
Earnings Per Share (EPS)	2.21

Balance Sheet

The company has 244.77 million in cash and 366.82 million in debt, with a net cash position of -122.29 million.

Cash & Cash Equivalents	244.77M
Total Debt	366.82M
Net Cash	-122.29M
Net Cash Per Share	n/a
Equity (Book Value)	6.26B
Book Value Per Share	15.27
Working Capital	344.93M

Cash Flow

Operating Cash Flow	219.86M
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross margin is 61.69%, with operating and profit margins of 56.62% and 38.55%.

Gross Margin	61.69%
Operating Margin	56.62%
Pretax Margin	50.25%
Profit Margin	38.55%
EBITDA Margin	56.96%
EBIT Margin	56.62%
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 1.10, which amounts to a dividend yield of 10.55%.

Dividend Per Share	1.10
Dividend Yield	10.55%
Dividend Growth (YoY)	115.68%
Years of Dividend Growth	2
Payout Ratio	21.05%
Buyback Yield	3.18%
Shareholder Yield	13.73%
Earnings Yield	21.21%
FCF Yield	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on June 2, 2025. It was a forward split with a ratio of 100.

Last Split Date	Jun 2, 2025
Split Type	Forward
Split Ratio	100

Scores

Altman Z-Score	n/a
Piotroski F-Score	4