FRA:75C Ratios and Metrics

Market cap in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Feb '26 Feb 19, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	46,953	39,567	25,833	28,558	32,314	41,795
Market Cap Growth	28.28%	53.16%	-9.54%	-11.62%	-22.68%	3.99%
Enterprise Value	71,322	58,596	37,074	43,316	44,546	54,826
PE Ratio	7.49	6.65	7.43	5.63	8.70	13.58
PS Ratio	1.17	0.95	0.73	0.77	0.54	0.80
PB Ratio	1.24	0.94	0.76	1.04	1.00	1.51
P/FCF Ratio	2.06	1.99	1.51	1.51	2.23	3.20
P/OCF Ratio	2.01	1.94	1.47	1.42	2.15	3.09
EV/Sales Ratio	1.74	1.41	1.05	1.17	0.74	1.04
EV/EBITDA Ratio	7.39	7.22	7.78	6.17	7.91	11.07
EV/EBIT Ratio	7.73	7.51	8.31	6.47	8.37	11.71
EV/FCF Ratio	3.13	2.94	2.17	2.29	3.07	4.19
Debt / Equity Ratio	0.68	0.61	0.48	0.66	0.37	0.47
Debt / EBITDA Ratio	2.71	3.12	3.34	2.49	2.05	2.54
Debt / FCF Ratio	1.13	1.29	0.97	0.95	0.83	1.00
Net Debt / Equity Ratio	0.53	0.52	0.37	0.49	0.23	0.38
Net Debt / EBITDA Ratio	2.16	2.70	2.62	1.93	1.34	2.12
Net Debt / FCF Ratio	0.88	1.10	0.73	0.71	0.52	0.80
Quick Ratio	3.73	3.21	3.99	0.40	0.26	0.21
Current Ratio	3.98	3.46	4.30	0.76	0.47	0.41
Asset Turnover	0.12	0.12	0.13	0.14	0.24	0.25
Return on Equity (ROE)	17.58%	15.85%	11.89%	17.61%	12.19%	12.55%
Return on Assets (ROA)	1.64%	1.42%	0.99%	1.54%	1.29%	1.42%
Return on Invested Capital (ROIC)	11.08%	10.83%	8.34%	13.60%	10.71%	10.80%
Earnings Yield	13.35%	15.04%	13.46%	17.76%	11.49%	7.36%
FCF Yield	48.57%	50.34%	66.12%	66.30%	44.86%	31.29%
Dividend Yield	3.25%	4.81%	7.53%	7.93%	7.27%	6.40%
Payout Ratio	29.55%	28.95%	45.65%	42.36%	58.55%	56.23%
Buyback Yield / Dilution	0.19%	-	-	-	-2.85%	-3.21%
Total Shareholder Return	3.44%	4.81%	7.53%	7.93%	4.41%	3.19%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.