FRA:75C Ratios and Metrics

Market cap in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Dec '25 Dec 2, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Market Capitalization	39,146	39,567	25,833	28,558	32,314	41,795	Upgrade
Market Cap Growth	-9.13%	53.16%	-9.54%	-11.62%	-22.68%	3.99%	Upgrade
Enterprise Value	63,449	58,596	37,074	43,316	44,546	54,826	Upgrade
PE Ratio	6.25	6.65	7.43	5.63	8.70	13.58	Upgrade
PS Ratio	0.97	0.95	0.73	0.77	0.54	0.80	Upgrade
PB Ratio	1.04	0.94	0.76	1.04	1.00	1.51	Upgrade
P/FCF Ratio	1.72	1.99	1.51	1.51	2.23	3.20	Upgrade
P/OCF Ratio	1.68	1.94	1.47	1.42	2.15	3.09	Upgrade
EV/Sales Ratio	1.55	1.41	1.05	1.17	0.74	1.04	Upgrade
EV/EBITDA Ratio	6.59	7.22	7.78	6.17	7.91	11.07	Upgrade
EV/EBIT Ratio	6.90	7.51	8.31	6.47	8.37	11.71	Upgrade
EV/FCF Ratio	2.78	2.94	2.17	2.29	3.07	4.19	Upgrade
Debt / Equity Ratio	0.68	0.61	0.48	0.66	0.37	0.47	Upgrade
Debt / EBITDA Ratio	2.71	3.12	3.34	2.49	2.05	2.54	Upgrade
Debt / FCF Ratio	1.13	1.29	0.97	0.95	0.83	1.00	Upgrade
Quick Ratio	3.73	3.21	3.99	0.40	0.26	0.21	Upgrade
Current Ratio	3.98	3.46	4.30	0.76	0.47	0.41	Upgrade
Asset Turnover	0.12	0.12	0.13	0.14	0.24	0.25	Upgrade
Return on Equity (ROE)	17.58%	15.85%	11.89%	17.61%	12.19%	12.55%	Upgrade
Return on Assets (ROA)	1.64%	1.42%	0.99%	1.54%	1.29%	1.42%	Upgrade
Return on Capital (ROIC)	9.59%	8.10%	5.98%	9.45%	7.47%	7.78%	Upgrade
Earnings Yield	16.01%	15.04%	13.46%	17.76%	11.49%	7.36%	Upgrade
FCF Yield	58.26%	50.34%	66.12%	66.30%	44.86%	31.29%	Upgrade
Dividend Yield	3.77%	4.81%	7.53%	7.93%	7.27%	6.40%	Upgrade
Payout Ratio	29.55%	28.95%	45.65%	42.36%	58.55%	56.23%	Upgrade
Buyback Yield / Dilution	0.19%	-	-	-	-2.85%	-3.21%	Upgrade
Total Shareholder Return	3.97%	4.81%	7.53%	7.93%	4.41%	3.19%	Upgrade

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.