Primis Financial Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	-16.21	-7.83	14.15	31.11
Depreciation & Amortization	8.93	9.09	7.43	8.04
Gain (Loss) on Sale of Assets	-4.72	-	-	-
Gain (Loss) on Sale of Investments	5.93	-12.05	-3.75	-1.99
Total Asset Writedown	-0.46	11.63	0.68	-
Provision for Credit Losses	50.62	32.54	11.27	-5.8
Net Decrease (Increase) in Loans Originated / Sold - Operating	-	52.74	-	-
Change in Other Net Operating Assets	-4.1	-0.58	10.58	-8.06
Other Operating Activities	-15.5	-10.91	-16.84	3.57
Net Cash from Discontinued Operations	-	-	-	-0.37
Operating Cash Flow	19.53	28.82	12.43	27.24
Operating Cash Flow Growth	-32.23%	131.77%	-54.35%	3.98%
Capital Expenditures	-1.19	-1.92	-1.01	-2.46
Sale of Property, Plant and Equipment	3.93	-	-	-
Cash Acquisitions	-	-	-4.55	-
Investment in Securities	-4.91	13.52	11.03	-105
Net Decrease (Increase) in Loans Originated / Sold - Investing	106	-338.4	-613.7	109.45
Other Investing Activities	4.47	14.05	-8.62	8.54
Investing Cash Flow	108.3	-312.76	-616.86	10.53
Short-Term Debt Issued	0.87	-	325	-
Long-Term Debt Issued	-	20.39	-	-
Total Debt Issued	0.87	20.39	325	-
Short-Term Debt Repaid	-30	-298.4	-22.77	-6.1
Long-Term Debt Repaid	-3.2	-	-100	-20
Total Debt Repaid	-33.2	-298.4	-122.77	-26.1
Net Debt Issued (Repaid)	-32.32	-278.01	202.23	-26.1
Issuance of Common Stock	0.21	0.15	0.57	1.53
Repurchase of Common Stock	-0	-0.03	-0.01	-0.01
Common Dividends Paid	-9.89	-9.88	-9.85	-9.81
Net Increase (Decrease) in Deposit Accounts	-99.12	547.69	-40.82	330.61
Other Financing Activities	0.25	23.71	-	-
Financing Cash Flow	-140.88	283.63	152.11	296.21
Net Cash Flow	-13.05	-0.31	-452.31	333.98
Free Cash Flow	18.34	26.89	11.42	24.78
Free Cash Flow Growth	-31.82%	135.46%	-53.91%	-1.32%
Free Cash Flow Margin	18.86%	24.24%	10.57%	22.43%
Free Cash Flow Per Share	0.74	1.09	0.46	1.01
Cash Interest Paid	107.2	91.82	20.19	20.23
Cash Income Tax Paid	2.34	5.76	3.05	6.15

Source: S&P Global Market Intelligence. Banks template. Financial Sources.