Powszechny Zaklad Ubezpieczen SA (FRA:7PZ)

FRA:7PZ Balance Sheet

Financials in millions PLN. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Investments in Debt Securities	188,170	196,106	165,103	-	118,180	120,690
Investments in Equity & Preferred Securities	807	678	899	52	861	677
Other Investments	14,723	10,780	10,039	145,738	5,501	5,609
Total Investments	227,134	226,479	202,146	156,934	154,159	156,279
Cash & Equivalents	17,798	15,118	17,681	15,933	6,967	6,841
Reinsurance Recoverable	4,280	4,042	3,469	2,336	2,693	2,438
Other Receivables	254,715	241,611	228,399	222,174	216,949	194,803
Deferred Policy Acquisition Cost	-	-	-	-	1,573	1,550
Property, Plant & Equipment	4,187	4,256	4,445	4,304	4,144	4,188
Goodwill	2,792	2,792	2,801	2,808	2,778	2,776
Other Intangible Assets	3,665	3,745	3,404	3,282	3,403	3,206
Restricted Cash	11	9	21	27	2,480	1,098
Other Current Assets	1,206	1,073	1,278	16,851	2,618	1,762
Long-Term Deferred Tax Assets	2,045	2,244	2,193	3,103	3,058	2,511
Long-Term Deferred Charges	311	282	202	-	110	91
Other Long-Term Assets	1,318	1,606	1,906	1,434	1,197	1,431
Total Assets	519,462	503,257	467,945	429,186	402,129	378,974
Accounts Payable	439	-	-	-	652	611
Accrued Expenses	2,164	2,238	1,956	-	2,190	2,013
Insurance & Annuity Liabilities	45,951	43,921	42,572	37,518	23,914	23,731
Unpaid Claims	-	-	-	-	11,715	10,984
Unearned Premiums	-	-	-	-	9,536	8,751
Reinsurance Payable	20	35	35	31	228	223
Current Portion of Long-Term Debt	812	10,253	8,670	-	8,235	7,534
Current Portion of Leases	-	274	205	-	-	-
Short-Term Debt	4,925	5,299	10,250	-	7,975	5,431
Current Income Taxes Payable	690	1,818	1,991	328	147	355
Long-Term Debt	33,520	21,479	20,549	24,994	13,587	15,640
Long-Term Leases	1,637	1,384	1,389	-	992	1,064
Long-Term Deferred Tax Liabilities	3,822	3,374	3,088	2,831	806	949
Separate Account Liability	-	-	-	-	5,963	5,920
Other Current Liabilities	5,764	3,064	3,267	20,989	268,013	246,373
Other Long-Term Liabilities	350,080	344,125	312,754	294,070	7,413	5,274
Total Liabilities	450,614	438,000	407,393	380,761	362,135	335,571
Common Stock	86	86	86	86	86	86
Additional Paid-In Capital	18,749	17,491	15,804	-	538	538
Retained Earnings	8,462	9,949	11,726	8,871	16,871	16,862
Treasury Stock	-6	-7	-4	-	-5	-9
Comprehensive Income & Other	6,655	4,592	2,425	17,205	-410	1,300
Total Common Equity	33,946	32,111	30,037	26,162	17,080	18,777
Minority Interest	34,902	33,146	30,515	22,263	22,914	24,626
Shareholders' Equity	68,848	65,257	60,552	48,425	39,994	43,403
Total Liabilities & Equity	519,462	503,257	467,945	429,186	402,129	378,974
Filing Date Shares Outstanding	863.34	863.33	863.38	863.39	863.36	863.35
Total Common Shares Outstanding	863.34	863.33	863.38	863.39	863.36	863.35
Total Debt	40,894	38,689	41,063	24,994	30,789	29,669
Net Cash (Debt)	-23,096	-23,571	-23,382	-9,061	-23,822	-22,828
Net Cash Per Share	-26.75	-27.30	-27.08	-10.49	-27.59	-26.44
Book Value Per Share	39.32	37.19	34.79	30.30	19.78	21.75
Tangible Book Value	27,489	25,574	23,832	20,072	10,899	12,795
Tangible Book Value Per Share	31.84	29.62	27.60	23.25	12.62	14.82
Machinery	-	2,106	2,057	-	1,952	1,732
Construction In Progress	-	379	381	-	283	229

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.