Powszechny Zaklad Ubezpieczen SA (FRA:7PZ)

FRA:7PZ Ratios and Metrics

Market cap in millions EUR. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jan 9, 2026	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	14,349	9,251	9,391	6,535	6,654	6,114
Market Cap Growth	52.82%	-1.50%	43.71%	-1.79%	8.83%	-24.78%
Enterprise Value	28,117	20,924	21,697	16,444	15,715	16,000
PE Ratio	8.87	7.41	7.06	8.09	9.15	14.61
PS Ratio	0.97	0.65	0.70	0.70	0.79	0.77
PB Ratio	0.89	0.61	0.67	0.63	0.76	0.64
P/FCF Ratio	6.66	1.47	1.51	1.48	4.96	1.02
P/OCF Ratio	5.81	1.40	1.45	1.41	4.12	0.98
EV/Sales Ratio	1.87	1.47	1.61	1.75	1.86	2.01
EV/EBITDA Ratio	4.32	3.57	3.62	5.31	8.42	10.22
EV/EBIT Ratio	4.46	3.66	3.70	5.84	9.00	11.13
EV/FCF Ratio	13.05	3.32	3.50	3.72	11.71	2.68
Debt / Equity Ratio	0.59	0.59	0.68	0.52	0.77	0.68
Debt / EBITDA Ratio	1.49	1.52	1.56	1.72	3.48	3.99
Debt / FCF Ratio	4.45	1.44	1.52	1.21	5.00	1.09
Quick Ratio	3.70	2.00	2.08	1.57	0.12	0.12
Current Ratio	4.08	2.22	2.26	2.47	0.14	0.13
Asset Turnover	0.13	0.13	0.13	0.11	0.10	0.10
Return on Equity (ROE)	21.37%	19.43%	22.98%	12.82%	13.03%	6.12%
Return on Assets (ROA)	3.28%	3.15%	3.55%	1.98%	1.28%	1.14%
Return on Capital (ROIC)	15.52%	14.88%	18.20%	11.42%	6.96%	5.89%
Earnings Yield	11.28%	13.49%	14.16%	12.36%	10.93%	6.84%
FCF Yield	15.02%	68.09%	66.04%	67.57%	20.17%	97.77%
Dividend Yield	6.57%	10.70%	10.90%	8.54%	7.47%	16.07%
Payout Ratio	54.27%	70.16%	35.85%	44.30%	90.59%	-
Buyback Yield / Dilution	0.00%	0.00%	0.00%	-0.01%	-0.00%	-0.01%
Total Shareholder Return	6.57%	10.70%	10.90%	8.54%	7.47%	16.06%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.