Red River Bancshares Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	161.06	268.98	305.43	278.39	784.86	447.2
Investment Securities	241.81	249.25	318.26	387.8	290.95	230.85
Mortgage-Backed Securities	525.13	437.96	398.27	391.75	379.53	274.83
Total Investments	766.94	687.21	716.53	779.55	670.47	505.67
Gross Loans	2,173	2,075	1,993	1,916	1,684	1,591
Allowance for Loan Losses	-22.8	-21.73	-21.34	-20.63	-19.18	-17.95
Other Adjustments to Gross Loans	-	-	-	-	-0.63	-2.8
Net Loans	2,150	2,053	1,972	1,896	1,665	1,570
Property, Plant & Equipment	60.14	62.17	60.72	58.52	51.8	51.08
Goodwill	1.55	1.55	1.55	1.55	1.55	1.55
Loans Held for Sale	3.26	2.55	1.31	0.52	4.29	29.12
Accrued Interest Receivable	10.28	10.05	9.95	8.83	6.25	6.88
Other Real Estate Owned & Foreclosed	-	0.04	0.07	-	0.66	0.9
Other Long-Term Assets	60.87	63.78	61.75	59.69	40.18	29.75
Total Assets	3,214	3,150	3,129	3,083	3,225	2,643
Accrued Expenses	15.32	9.56	7.46	9.18	6.36	5.89
Interest Bearing Deposits	1,721	1,752	1,714	1,617	1,671	1,303
Institutional Deposits	199.14	187.01	171.13	91.43	89.58	93.34
Non-Interest Bearing Deposits	918.97	866.5	916.46	1,091	1,150	943.62
Total Deposits	2,839	2,805	2,802	2,799	2,910	2,340
Current Portion of Leases	-	0.6	-	-	-	-
Accrued Interest Payable	6.68	7.58	8	1.56	1.31	1.77
Long-Term Leases	1.62	2.27	3.77	4.26	3.84	4.23
Pension & Post-Retirement Benefits	-	4.1	3.4	3	2.7	2.3
Other Long-Term Liabilities	0.64	0.64	0.44	-	-	-
Total Liabilities	2,863	2,830	2,825	2,817	2,927	2,357
Common Stock	27.54	38.66	55.14	60.05	60.23	68.06
Additional Paid-In Capital	3.11	2.78	2.41	2.09	1.81	1.55
Retained Earnings	367.3	338.55	306.8	274.78	239.88	208.96
Comprehensive Income & Other	-46.64	-60.25	-60.49	-71.17	-3.77	6.92
Shareholders' Equity	351.31	319.74	303.85	265.75	298.15	285.48
Total Liabilities & Equity	3,214	3,150	3,129	3,083	3,225	2,643
Total Debt	1.62	2.86	3.77	4.26	3.84	4.23
Net Cash (Debt)	159.43	266.11	301.66	274.13	781.02	442.97
Net Cash Growth	-30.58%	-11.78%	10.04%	-64.90%	76.32%	244.22%
Net Cash Per Share	23.59	38.47	42.00	38.09	106.99	60.31
Filing Date Shares Outstanding	6.76	6.78	7.09	7.18	7.18	7.31
Total Common Shares Outstanding	6.58	6.78	7.09	7.18	7.18	7.33
Book Value Per Share	53.42	47.18	42.85	36.99	41.52	38.97
Tangible Book Value	349.77	318.19	302.31	264.21	296.6	283.93
Tangible Book Value Per Share	53.18	46.95	42.63	36.78	41.31	38.76

Source: S&P Global Market Intelligence. Banks template. Financial Sources.