Red River Bancshares Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	25.69	30.56	305.43	278.39	784.86
Investment Securities	840.46	793.83	318.26	387.8	290.95
Mortgage-Backed Securities	122.62	131.8	398.27	391.75	379.53
Total Investments	963.07	925.63	716.53	779.55	670.47
Gross Loans	2,249	2,075	1,993	1,916	1,684
Allowance for Loan Losses	-23.4	-21.73	-21.34	-20.63	-19.18
Other Adjustments to Gross Loans	-	-	-	-	-0.63
Net Loans	2,225	2,053	1,972	1,896	1,665
Property, Plant & Equipment	60.76	62.17	60.72	58.52	51.8
Goodwill	1.55	1.55	1.55	1.55	1.55
Loans Held for Sale	3.15	2.55	1.31	0.52	4.29
Accrued Interest Receivable	11.13	10.05	9.95	8.83	6.25
Other Real Estate Owned & Foreclosed	-	-	0.07	-	0.66
Other Long-Term Assets	60.3	63.81	61.75	59.69	40.18
Total Assets	3,351	3,150	3,129	3,083	3,225
Accrued Expenses	14.68	14.3	7.46	9.18	6.36
Interest Bearing Deposits	1,846	1,939	1,714	1,617	1,671
Institutional Deposits	203.07	-	171.13	91.43	89.58
Non-Interest Bearing Deposits	913.87	866.5	916.46	1,091	1,150
Total Deposits	2,963	2,805	2,802	2,799	2,910
Accrued Interest Payable	6.13	7.58	8	1.56	1.31
Long-Term Leases	1.54	2.86	3.77	4.26	3.84
Pension & Post-Retirement Benefits	-	-	3.4	3	2.7
Other Long-Term Liabilities	-	-	0.44	-	-
Total Liabilities	2,986	2,830	2,825	2,817	2,927
Common Stock	27.54	38.66	55.14	60.05	60.23
Additional Paid-In Capital	3.22	2.78	2.41	2.09	1.81
Retained Earnings	377.73	338.55	306.8	274.78	239.88
Comprehensive Income & Other	-43.34	-60.25	-60.49	-71.17	-3.77
Shareholders' Equity	365.15	319.74	303.85	265.75	298.15
Total Liabilities & Equity	3,351	3,150	3,129	3,083	3,225
Total Debt	1.54	2.86	3.77	4.26	3.84
Net Cash (Debt)	211.85	266.11	301.66	274.13	781.02
Net Cash Growth	-20.39%	-11.78%	10.04%	-64.90%	76.32%
Net Cash Per Share	31.59	38.47	42.00	38.09	106.99
Filing Date Shares Outstanding	6.58	6.78	7.09	7.18	7.18
Total Common Shares Outstanding	6.58	6.78	7.09	7.18	7.18
Book Value Per Share	55.52	47.18	42.85	36.99	41.52
Tangible Book Value	363.6	318.19	302.31	264.21	296.6
Tangible Book Value Per Share	55.29	46.95	42.63	36.78	41.31

Source: S&P Global Market Intelligence. Banks template. Financial Sources.