Dongguan Rural Commercial Bank Co., Ltd. (FRA:857)

FRA:857 Balance Sheet

Financials in millions CNY. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	35,519	16,625	21,968	24,196	20,142	23,717
Investment Securities	270,165	280,108	254,541	222,208	203,667	200,693
Trading Asset Securities	50,990	43,869	53,273	52,523	43,661	32,652
Total Investments	321,155	323,978	307,814	274,731	247,328	233,345
Gross Loans	-	381,045	355,073	331,998	298,115	261,451
Allowance for Loan Losses	-	-14,415	-13,292	-10,920	-9,029	-7,341
Net Loans	-	366,630	341,781	321,078	289,086	254,110
Property, Plant & Equipment	2,682	3,465	3,300	3,410	3,470	3,045
Goodwill	520.52	520.52	520.52	520.52	520.52	520.52
Other Intangible Assets	1,089	93.16	42.71	45.54	63.56	101.4
Investments in Real Estate	-	7.23	8.9	10.57	12.23	13.9
Accrued Interest Receivable	-	2,304	2,413	2,180	1,967	2,021
Other Receivables	-	105.77	106.24	132.13	170.31	192.29
Restricted Cash	-	25,935	25,409	25,783	26,083	26,984
Other Current Assets	1,700	415.01	190.52	924.4	622.66	507.58
Long-Term Deferred Tax Assets	5,094	4,733	4,710	4,060	3,331	3,054
Other Real Estate Owned & Foreclosed	-	163.64	86.31	86.31	107.78	148.56
Other Long-Term Assets	1,089	451.34	166.57	230.98	201.46	489.87
Total Assets	769,705	745,904	708,854	657,690	593,361	548,402
Accounts Payable	-	363.09	244.44	292.83	298.34	215.69
Accrued Expenses	2,117	2,908	2,823	2,788	2,652	2,542
Interest Bearing Deposits	555,825	326,737	292,453	250,073	235,149	200,905
Non-Interest Bearing Deposits	-	205,550	209,012	223,981	205,007	189,585
Total Deposits	555,825	532,287	501,465	474,054	440,156	390,491
Short-Term Borrowings	18,150	19,521	25,407	29,771	13,897	25,484
Current Portion of Long-Term Debt	35,439	98,396	98,191	80,385	67,415	69,947
Current Portion of Leases	-	115.15	117.72	115.52	117.19	116.95
Current Income Taxes Payable	-	0.54	0.55	87.98	184.34	418.36
Accrued Interest Payable	-	10,018	8,733	6,618	5,377	5,074
Other Current Liabilities	3,183	263.86	62.23	845.53	757.85	917.63
Long-Term Debt	91,932	17,131	12,120	7,021	11,718	10,955
Long-Term Leases	455.63	382.89	396.89	340.6	341.89	333.91
Long-Term Unearned Revenue	-	-	-	-	47.45	225.85
Pension & Post-Retirement Benefits	-	101.3	117.15	91.58	54.17	144.97
Other Long-Term Liabilities	-	1,951	1,686	1,460	363.93	2,893
Total Liabilities	707,101	683,439	651,365	603,870	543,379	509,759
Common Stock	6,889	6,889	6,889	6,889	6,889	5,740
Retained Earnings	45,223	43,300	40,568	37,404	33,470	30,209
Comprehensive Income & Other	7,747	9,362	7,193	6,835	7,020	196.29
Total Common Equity	59,859	59,551	54,649	51,128	47,379	36,146
Minority Interest	2,745	2,914	2,839	2,692	2,603	2,497
Shareholders' Equity	62,604	62,466	57,489	53,820	49,982	38,643
Total Liabilities & Equity	769,705	745,904	708,854	657,690	593,361	548,402
Total Debt	145,976	135,546	136,233	117,632	93,489	106,837
Net Cash (Debt)	-53,472	-63,420	-53,086	-34,336	-20,020	-43,555
Net Cash Per Share	-7.76	-9.21	-7.71	-4.98	-3.32	-7.59
Filing Date Shares Outstanding	6,889	6,889	6,889	6,889	6,889	5,740
Total Common Shares Outstanding	6,889	6,889	6,889	6,889	6,889	5,740
Book Value Per Share	8.69	8.64	7.93	7.42	6.88	6.30
Tangible Book Value	58,249	58,938	54,086	50,562	46,795	35,524
Tangible Book Value Per Share	8.46	8.56	7.85	7.34	6.79	6.19

Source: S&P Global Market Intelligence. Banks template. Financial Sources.