PT Bank Permata Tbk Income Statement

Financials in millions IDR. Fiscal year is January - December.

Millions IDR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	17,034,964	17,213,039	16,039,144	12,818,030	11,895,321
Interest Paid on Deposits	7,012,702	6,989,942	6,419,754	4,057,755	4,245,668
Net Interest Income	10,022,262	10,223,097	9,619,390	8,760,275	7,649,653
Net Interest Income Growth (YoY)	-1.97%	6.28%	9.81%	14.52%	16.93%
Income From Trading Activities	381,750	227,758	300,032	67,035	326,115
Gain (Loss) on Sale of Assets	1,721	1,596	1,732	1,931	1,460
Gain (Loss) on Sale of Investments	509,028	-57,297	-52,155	3,867	351,351
Gain (Loss) on Sale of Equity Investments	-	-23,516	-27,310	-7,583	-
Other Non-Interest Income	1,642,013	1,711,691	1,731,929	1,738,635	1,519,821
Total Non-Interest Income	2,534,512	1,860,232	1,954,228	1,803,885	2,198,747
Non-Interest Income Growth (YoY)	36.25%	-4.81%	8.33%	-17.96%	-4.76%
Revenues Before Loan Losses	12,556,774	12,083,329	11,573,618	10,564,160	9,848,400
Provision for Loan Losses	1,772,904	1,524,860	2,521,090	2,316,801	3,298,709
Revenue	10,783,870	10,558,469	9,052,528	8,247,359	6,549,691
Revenue Growth (YoY)	2.14%	16.64%	9.76%	25.92%	-4.20%
Salaries and Employee Benefits	3,446,920	3,168,469	3,336,218	3,034,179	2,823,888
Selling, General & Administrative	1,701,368	1,858,139	1,831,245	1,878,615	1,717,690
Other Non-Interest Expense	1,004,575	923,632	534,945	644,343	442,592
Total Non-Interest Expense	6,152,863	5,950,240	5,702,408	5,557,137	4,984,170
EBT Excluding Unusual Items	4,631,007	4,608,229	3,350,120	2,690,222	1,565,521
Legal Settlements	-	-	-	-76,209	-
Pretax Income	4,631,007	4,608,229	3,350,120	2,614,013	1,565,521
Income Tax Expense	1,043,472	1,041,710	764,902	600,600	334,394
Earnings From Continuing Operations	3,587,535	3,566,519	2,585,218	2,013,413	1,231,127
Net Income	3,587,535	3,566,519	2,585,218	2,013,413	1,231,127
Net Income to Common	3,587,535	3,566,519	2,585,218	2,013,413	1,231,127
Net Income Growth	0.59%	37.96%	28.40%	63.54%	70.61%
Basic Shares Outstanding	36,181	36,181	36,181	36,181	31,543
Diluted Shares Outstanding	36,181	36,181	36,181	36,181	31,543
Shares Change (YoY)	-	-	-	14.70%	12.48%
EPS (Basic)	99.15	98.57	71.45	55.65	39.03
EPS (Diluted)	99.15	98.57	71.45	55.65	39.00
EPS Growth	0.58%	37.96%	28.40%	42.69%	51.57%
Dividend Per Share	-	30.000	25.000	15.000	8.500
Dividend Growth	-	20.00%	66.67%	76.47%	-
Effective Tax Rate	22.53%	22.61%	22.83%	22.98%	21.36%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.